Citizens National Bank
Cameron, TX · Owner: Central Texas Financial Corp
$692M
total assets, June 30, 2026
$692M
total assets, June 30, 2026
Citizens National Bank is a national bank based in Cameron, TX, owned by Central Texas Financial Corp. As of June 30, 2026 it held $691.8 million in assets and $604.0 million in deposits; assets were up 10.1% from a year before. It has 13 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$692M
+10.1% in a year · +3.6% in a quarter
Deposits
$604M
+9.8% in a year · +3.8% in a quarter
Loans
$422M
-1.3% in a year · -1.6% in a quarter
Profit so far
$5.4M
Jan 1 to Jun 30, 2026 · +15.2% in a year
Capital ratio
12.73%
+0.42 pts in a year
Return on assets
1.61%
+0.10 pts in a year
Facts
- Type
- National bank
- Head office
- 118 S Houston Ave, Cameron, TX, 76520
- County
- Milam
- Holding company
- Central Texas Financial Corp
- Established
- Jul 1, 1900
- Employees
- 86
- Branches
- 13
- Website
- www.cnbanktexas.com
- Id
- b3127
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
13 offices as of June 30, 2026, holding $604.0 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Texas | 13 | $604M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Citizens National Bank (main office) | Cameron, TX | $158M |
| Pflugerville Branch | Pflugerville, TX | $114M |
| Rockdale Branch | Rockdale, TX | $100M |
| Taylor Branch | Taylor, TX | $97.6M |
| Giddings Branch | Giddings, TX | $35.5M |
| Coupland Branch | Coupland, TX | $30.0M |
| Round Rock Branch | Round Rock, TX | $28.6M |
| Brenham Branch | Brenham, TX | $24.8M |
| Citizens National Bank - Austin Branch | Cedar Park, TX | $9.2M |
| Killeen Branch | Killeen, TX | $6.9M |
Related pages
Questions and answers
How big is Citizens National Bank?
$691.8 million in total assets and $604.0 million in deposits as of June 30, 2026, with assets up 10.1% from a year before. Its loans were $422.4 million.
How many branches does Citizens National Bank have?
13 branches in Texas as of June 30, 2026.
Is Citizens National Bank profitable?
Yes: it earned $5.41 million from January 1 to June 30, 2026 (up 15.2% from the same months a year before). Its return on assets was 1.61% a year; about 1% is typical.
Who owns Citizens National Bank?
Citizens National Bank is owned by Central Texas Financial Corp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.