Citizens National Bank of Albion
Albion, IL · Owner: Citizens Bancshares Inc
$349M
total assets, June 30, 2026
$349M
total assets, June 30, 2026
Citizens National Bank of Albion is a national bank based in Albion, IL, owned by Citizens Bancshares Inc. As of June 30, 2026 it held $348.5 million in assets and $283.9 million in deposits; assets were up 0.5% from a year before. It has 5 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$349M
+0.5% in a year · -1.4% in a quarter
Deposits
$284M
-0.6% in a year · -1.9% in a quarter
Loans
$226M
+0.1% in a year · -0.1% in a quarter
Profit so far
$2.6M
Jan 1 to Jun 30, 2026 · +23.7% in a year
Capital ratio
17.36%
+0.45 pts in a year
Return on assets
1.51%
+0.28 pts in a year
Facts
- Type
- National bank
- Head office
- 10 W Elm St, Albion, IL, 62806
- County
- Edwards
- Holding company
- Citizens Bancshares Inc
- Established
- Aug 5, 1940
- Employees
- 49
- Branches
- 5
- Website
- www.cnbalbion.bank
- Id
- b15760
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
5 offices as of June 30, 2026, holding $283.9 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Illinois | 5 | $284M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Citizens National Bank Of Albion (main office) | Albion, IL | $170M |
| Olney Branch | Olney, IL | $41.7M |
| Bridgeport Branch | Bridgeport, IL | $31.8M |
| Crossville Branch | Crossville, IL | $22.6M |
| Mt Erie Branch | Mount Erie, IL | $17.7M |
Related pages
Questions and answers
How big is Citizens National Bank of Albion?
$348.5 million in total assets and $283.9 million in deposits as of June 30, 2026, with assets up 0.5% from a year before. Its loans were $226.2 million.
How many branches does Citizens National Bank of Albion have?
5 branches in Illinois as of June 30, 2026.
Is Citizens National Bank of Albion profitable?
Yes: it earned $2.64 million from January 1 to June 30, 2026 (up 23.7% from the same months a year before). Its return on assets was 1.51% a year; about 1% is typical.
Who owns Citizens National Bank of Albion?
Citizens National Bank of Albion is owned by Citizens Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.