Cleo State Bank
Cleo Springs, OK · Owner: Cleo Bancshares Inc
$123M
total assets, June 30, 2026
$123M
total assets, June 30, 2026
Cleo State Bank is a state nonmember bank based in Cleo Springs, OK, owned by Cleo Bancshares Inc. As of June 30, 2026 it held $122.5 million in assets and $103.9 million in deposits; assets were up 6.5% from a year before. It has 4 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$123M
+6.5% in a year · +6.8% in a quarter
Deposits
$104M
+6.9% in a year · +8.0% in a quarter
Loans
$68.0M
+14.3% in a year · -5.2% in a quarter
Profit so far
$1.3M
Jan 1 to Jun 30, 2026 · +34.6% in a year
Capital ratio
16.43%
-0.28 pts in a year
Return on assets
2.29%
+0.53 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 202 S Square St, Cleo Springs, OK, 73729
- County
- Major
- Holding company
- Cleo Bancshares Inc
- Established
- Oct 25, 1900
- Employees
- 20
- Branches
- 4
- Website
- cleostatebank.com
- Id
- b406
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
4 offices as of June 30, 2026, holding $103.9 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Oklahoma | 4 | $104M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Meno Guaranty Branch | Meno, OK | $44.1M |
| Cleo State Bank (main office) | Cleo Springs, OK | $26.5M |
| Jet Branch | Jet, OK | $19.9M |
| First Carmen Branch | Carmen, OK | $13.4M |
Related pages
Questions and answers
How big is Cleo State Bank?
$122.5 million in total assets and $103.9 million in deposits as of June 30, 2026, with assets up 6.5% from a year before. Its loans were $68.0 million.
How many branches does Cleo State Bank have?
4 branches in Oklahoma as of June 30, 2026.
Is Cleo State Bank profitable?
Yes: it earned $1.33 million from January 1 to June 30, 2026 (up 34.6% from the same months a year before). Its return on assets was 2.29% a year; about 1% is typical.
Who owns Cleo State Bank?
Cleo State Bank is owned by Cleo Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.