CNB Bank, Inc.
Berkeley Springs, WV · Owner: CNB Financial Services Inc
$806M
total assets, June 30, 2026
$806M
total assets, June 30, 2026
CNB Bank, Inc. is a state nonmember bank based in Berkeley Springs, WV, owned by CNB Financial Services Inc. As of June 30, 2026 it held $805.7 million in assets and $652.5 million in deposits; assets were up 19.6% from a year before. It has 9 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$806M
+19.6% in a year · +0.1% in a quarter
Deposits
$652M
+8.3% in a year · -0.4% in a quarter
Loans
$585M
+10.6% in a year · +1.5% in a quarter
Profit so far
$4.2M
Jan 1 to Jun 30, 2026 · +95.0% in a year
Capital ratio
9.50%
+1.63 pts in a year
Return on assets
1.05%
+0.39 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 101 S Washington St, Berkeley Springs, WV, 25411
- County
- Morgan
- Holding company
- CNB Financial Services Inc
- Established
- Jan 1, 1917
- Employees
- 110
- Branches
- 9 in 2 states
- Website
- www.cnb.bank
- Id
- b14507
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
9 offices as of June 30, 2026, holding $652.5 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| West Virginia | 5 | $474M | 72.7% |
| Maryland | 4 | $178M | 27.3% |
| Largest branches | Place | Deposits |
|---|---|---|
| Cnb Bank, Inc. (main office) | Berkeley Springs, WV | $252M |
| Hancock Branch | Hancock, MD | $71.5M |
| Valley Road Branch | Berkeley Springs, WV | $60.5M |
| Hagerstown Branch | Hagerstown, MD | $59.7M |
| South Martinsburg Branch | Martinsburg, WV | $58.0M |
| Hedgesville Branch | Martinsburg, WV | $53.5M |
| Spring Mills Branch | Falling Waters, WV | $50.3M |
| Dual Highway Branch | Hagerstown, MD | $26.1M |
| Hagerstown Branch | Hagerstown, MD | $21.2M |
Related pages
Questions and answers
How big is CNB Bank, Inc.?
$805.7 million in total assets and $652.5 million in deposits as of June 30, 2026, with assets up 19.6% from a year before. Its loans were $584.8 million.
How many branches does CNB Bank, Inc. have?
9 branches in 2 states as of June 30, 2026. The most deposits are in West Virginia ($474.1 million).
Is CNB Bank, Inc. profitable?
Yes: it earned $4.19 million from January 1 to June 30, 2026 (up 95.0% from the same months a year before). Its return on assets was 1.05% a year; about 1% is typical.
Who owns CNB Bank, Inc.?
CNB Bank, Inc. is owned by CNB Financial Services Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.