Coastal States Bank
Hilton Head Island, SC · Owner: CoastalSouth Bancshares, Inc.
$2.4B
total assets, June 30, 2026
$2.4B
total assets, June 30, 2026
Coastal States Bank is a state member bank based in Hilton Head Island, SC, owned by CoastalSouth Bancshares, Inc. (COSO). As of June 30, 2026 it held $2.4 billion in assets and $2.1 billion in deposits; assets were up 9.0% from a year before. It has 11 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$2.4B
+9.0% in a year · +3.1% in a quarter
Deposits
$2.1B
+4.3% in a year · -0.3% in a quarter
Loans
$1.9B
+11.1% in a year · +5.4% in a quarter
Profit so far
$13.8M
Jan 1 to Jun 30, 2026 · +19.3% in a year
Capital ratio
11.12%
+0.91 pts in a year
Return on assets
1.17%
+0.10 pts in a year
Facts
- Type
- State member bank
- Head office
- 5 Bow Cir, Hilton Head Island, SC, 29928
- County
- Beaufort
- Holding company
- CoastalSouth Bancshares, Inc. (COSO)
- Established
- Aug 9, 2004
- Employees
- 201
- Branches
- 11 in 2 states
- Website
- www.coastalstatesbank.com
- Id
- b57756
Quarter by quarter
September 30, 2004 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
11 offices as of June 30, 2026, holding $2.1 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| South Carolina | 5 | $1.2B | 57.8% |
| Georgia | 6 | $867M | 42.2% |
| Largest branches | Place | Deposits |
|---|---|---|
| Coastal States Bank (main office) | Hilton Head Island, SC | $713M |
| Alpharetta Branch | Alpharetta, GA | $223M |
| Main Street Branch | Hilton Head Island, SC | $196M |
| Foothills Community Branch | Dawsonville, GA | $178M |
| Akers Mill Branch | Atlanta, GA | $171M |
| Sun City Branch | Bluffton, SC | $148M |
| Cumming Branch | Cumming, GA | $130M |
| Bluffton Village Branch | Bluffton, SC | $97.2M |
| Savannah Branch | Savannah, GA | $85.9M |
| Sandy Springs Branch | Atlanta, GA | $79.3M |
Related pages
Questions and answers
How big is Coastal States Bank?
$2.4 billion in total assets and $2.1 billion in deposits as of June 30, 2026, with assets up 9.0% from a year before. Its loans were $1.9 billion.
How many branches does Coastal States Bank have?
11 branches in 2 states as of June 30, 2026. The most deposits are in South Carolina ($1.2 billion).
Is Coastal States Bank profitable?
Yes: it earned $13.8 million from January 1 to June 30, 2026 (up 19.3% from the same months a year before). Its return on assets was 1.17% a year; about 1% is typical.
Who owns Coastal States Bank?
Coastal States Bank is owned by CoastalSouth Bancshares, Inc., its holding company, which is listed as COSO.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.