Community State Bank
Galva, IL · Owner: CSB Financial Holdings Inc
$442M
total assets, June 30, 2026
$442M
total assets, June 30, 2026
Community State Bank is a state nonmember bank based in Galva, IL, owned by CSB Financial Holdings Inc. As of June 30, 2026 it held $441.9 million in assets and $399.1 million in deposits; assets were up 18.6% from a year before. It has 9 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$442M
+18.6% in a year · +9.4% in a quarter
Deposits
$399M
+20.3% in a year · +10.5% in a quarter
Loans
$302M
+15.2% in a year · +1.3% in a quarter
Profit so far
$2.7M
Jan 1 to Jun 30, 2026 · -5.5% in a year
Capital ratio
9.41%
-0.78 pts in a year
Return on assets
1.30%
-0.23 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 625 Se 2nd St, Galva, IL, 61434
- County
- Henry
- Holding company
- CSB Financial Holdings Inc
- Established
- Nov 24, 1980
- Employees
- 65
- Branches
- 9 in 2 states
- Website
- www.commstatebank.com
- Id
- b23257
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
9 offices as of June 30, 2026, holding $399.1 million in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| Community State Bank (main office) | Galva, IL | $84.6M |
| Franklin Bank Branch | Franklin, IL | $82.3M |
| Walnut Branch | Walnut, IL | $77.6M |
| Kewanee Branch | Kewanee, IL | $69.6M |
| Galesburg Office Branch | Galesburg, IL | $30.3M |
| Main Street Kewanee Branch | Kewanee, IL | $21.4M |
| Knoxville Branch | Knoxville, IL | $18.6M |
| Neponset Whaples Branch | Neponset, IL | $12.0M |
| Elberta Branch | Elberta, AL | $2.6M |
Related pages
Questions and answers
How big is Community State Bank?
$441.9 million in total assets and $399.1 million in deposits as of June 30, 2026, with assets up 18.6% from a year before. Its loans were $302.1 million.
How many branches does Community State Bank have?
9 branches in 2 states as of June 30, 2026. The most deposits are in Illinois ($396.5 million).
Is Community State Bank profitable?
Yes: it earned $2.67 million from January 1 to June 30, 2026 (down 5.5% from the same months a year before). Its return on assets was 1.30% a year; about 1% is typical.
Who owns Community State Bank?
Community State Bank is owned by CSB Financial Holdings Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.