Cornerstone Capital Bank, SSB
Houston, TX · Owner: Cornerstone Capital Bcorp Inc
$3.7B
total assets, June 30, 2026
$3.7B
total assets, June 30, 2026
Cornerstone Capital Bank, SSB is a state savings bank based in Houston, TX, owned by Cornerstone Capital Bcorp Inc. As of June 30, 2026 it held $3.7 billion in assets and $2.4 billion in deposits; assets were up 59.4% from a year before. It has 16 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$3.7B
+59.4% in a year · -3.5% in a quarter
Deposits
$2.4B
+59.8% in a year · -7.7% in a quarter
Loans
$2.6B
+67.5% in a year · +6.1% in a quarter
Profit so far
$1.9M
Jan 1 to Jun 30, 2026 · -82.5% in a year
Capital ratio
10.26%
-3.97 pts in a year
Return on assets
0.11%
-0.81 pts in a year
Facts
- Type
- State savings bank
- Head office
- 1177 West Loop S, Houston, TX, 77027
- County
- Harris
- Holding company
- Cornerstone Capital Bcorp Inc
- Established
- Dec 6, 1906
- Employees
- 1,571
- Branches
- 16
- Website
- www.cornerstonecapital.com
- Id
- b1213
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
16 offices as of June 30, 2026, holding $2.4 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Texas | 16 | $2.4B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Cornerstone Capital Bank, Ssb (main office) | Houston, TX | $968M |
| Peoples Branch | Lubbock, TX | $545M |
| Roscoe Bank Sweetwater Branch | Sweetwater, TX | $154M |
| Roscoe Bank Roscoe Office Branch | Roscoe, TX | $80.2M |
| 112Th And Quaker Branch | Lubbock, TX | $79.2M |
| Slaton Banking Center Branch | Slaton, TX | $69.5M |
| Whitney Branch | Whitney, TX | $60.6M |
| Seminole Branch | Seminole, TX | $58.3M |
| Roscoe Bank Bastrop Branch | Bastrop, TX | $52.2M |
| Nazareth Branch | Nazareth, TX | $50.0M |
Related pages
Questions and answers
How big is Cornerstone Capital Bank, SSB?
$3.7 billion in total assets and $2.4 billion in deposits as of June 30, 2026, with assets up 59.4% from a year before. Its loans were $2.6 billion.
How many branches does Cornerstone Capital Bank, SSB have?
16 branches in Texas as of June 30, 2026.
Is Cornerstone Capital Bank, SSB profitable?
Yes: it earned $1.89 million from January 1 to June 30, 2026 (down 82.5% from the same months a year before). Its return on assets was 0.11% a year; about 1% is typical.
Who owns Cornerstone Capital Bank, SSB?
Cornerstone Capital Bank, SSB is owned by Cornerstone Capital Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.