Dream First Bank, National Association
Syracuse, KS · Owner: Legacy Financial Inc
$964M
total assets, June 30, 2026
$964M
total assets, June 30, 2026
Dream First Bank, National Association is a national bank based in Syracuse, KS, owned by Legacy Financial Inc. As of June 30, 2026 it held $963.7 million in assets and $850.4 million in deposits; assets were up 4.6% from a year before. It has 13 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$964M
+4.6% in a year · +2.1% in a quarter
Deposits
$850M
+2.4% in a year · +1.9% in a quarter
Loans
$664M
+14.7% in a year · +3.1% in a quarter
Profit so far
$5.0M
Jan 1 to Jun 30, 2026 · -16.2% in a year
Capital ratio
9.69%
-1.92 pts in a year
Return on assets
1.07%
-0.50 pts in a year
Facts
- Type
- National bank
- Head office
- 11 N Main St, Syracuse, KS, 67878
- County
- Hamilton
- Holding company
- Legacy Financial Inc
- Established
- Feb 10, 1906
- Employees
- 144
- Branches
- 13 in 2 states
- Website
- www.dreamfirst.bank
- Id
- b4779
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
13 offices as of June 30, 2026, holding $850.4 million in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| Garden City Branch | Garden City, KS | $204M |
| Dream First Bank, National Association (main office) | Syracuse, KS | $155M |
| Elkhart Branch | Elkhart, KS | $83.7M |
| Alva Branch | Alva, OK | $74.7M |
| Johnson Branch | Johnson, KS | $66.5M |
| Garden City East Branch | Garden City, KS | $65.4M |
| Woodward Branch | Woodward, OK | $63.4M |
| Attica Branch | Attica, KS | $44.2M |
| Ulysses Branch | Ulysses, KS | $39.5M |
| Hugoton Branch | Hugoton, KS | $25.2M |
Related pages
Questions and answers
How big is Dream First Bank, National Association?
$963.7 million in total assets and $850.4 million in deposits as of June 30, 2026, with assets up 4.6% from a year before. Its loans were $664.4 million.
How many branches does Dream First Bank, National Association have?
13 branches in 2 states as of June 30, 2026. The most deposits are in Kansas ($698.3 million).
Is Dream First Bank, National Association profitable?
Yes: it earned $5.04 million from January 1 to June 30, 2026 (down 16.2% from the same months a year before). Its return on assets was 1.07% a year; about 1% is typical.
Who owns Dream First Bank, National Association?
Dream First Bank, National Association is owned by Legacy Financial Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.