Educational Credit Union
Miami, FL
$1.8B
total assets, June 30, 2026
$1.8B
total assets, June 30, 2026
Educational Credit Union is a federal credit union based in Miami, FL. As of June 30, 2026 it held $1.8 billion in assets and $1.6 billion in deposits; assets were up 5.7% from a year before. It has 122,426 members and 10 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.8B
+5.7% in a year · +2.6% in a quarter
Deposits
$1.6B
+5.3% in a year · +2.6% in a quarter
Loans
$1.1B
+14.2% in a year · +0.6% in a quarter
Profit so far
$9.1M
Jan 1 to Jun 30, 2026 · +30.3% in a year
Net worth ratio
15.45%
-0.09 pts in a year
Return on assets
0.99%
+0.19 pts in a year
Facts
- Type
- Federal credit union
- Head office
- 7800 SW 117th Ave, Miami, FL, 33183
- Established
- Jan 1, 1935
- Employees
- 323
- Members
- 122,426
- Branches
- 10
- Id
- cu176
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
10 offices as of June 30, 2026
| County | Branches |
|---|---|
| Miami-Dade, FL | 9 |
| Broward, FL | 1 |
| Office | Place |
|---|---|
| Kendall (main office) | Miami, FL |
| Homestead | Homestead, FL |
| 27th Avenue Branch | Miami, FL |
| Downtown | Miami, FL |
| Kendall | Miami, FL |
| Miami Dade College, North Campus | Miami, FL |
| Miami Gardens | Miami, FL |
| Palmetto Bay | Miami, FL |
| Miami Lakes | Miami Lakes, FL |
| Miramar Park Place | Miramar, FL |
Related pages
Questions and answers
How big is Educational Credit Union?
$1.8 billion in total assets and $1.6 billion in deposits as of June 30, 2026, with assets up 5.7% from a year before. Its loans were $1.1 billion.
How many branches does Educational Credit Union have?
10 branches in Florida as of June 30, 2026.
How many members does Educational Credit Union have?
122,426 members as of June 30, 2026, up 6.5% from a year before.
Is Educational Credit Union profitable?
Yes: it earned $9.09 million from January 1 to June 30, 2026 (up 30.3% from the same months a year before). Its return on assets was 0.99% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.