Emigrant Bank
Miami, FL · Owner: New York Private B & T Corp
$5.7B
total assets, June 30, 2026
$5.7B
total assets, June 30, 2026
Emigrant Bank is a state nonmember bank based in Miami, FL, owned by New York Private B & T Corp. As of June 30, 2026 it held $5.7 billion in assets and $4.2 billion in deposits; assets were down 1.7% from a year before. It has 7 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$5.7B
-1.7% in a year · -3.0% in a quarter
Deposits
$4.2B
-5.3% in a year · -4.5% in a quarter
Loans
$4.0B
-3.8% in a year · -0.2% in a quarter
Profit so far
$17.2M
Jan 1 to Jun 30, 2026 · +83.8% in a year
Capital ratio
20.30%
+1.70 pts in a year
Return on assets
0.59%
+0.28 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 201 S Biscayne Blvd, Miami, FL, 33131
- County
- Miami-Dade
- Holding company
- New York Private B & T Corp
- Established
- Sep 14, 2001
- Employees
- 420
- Branches
- 7 in 2 states
- Website
- www.emigrant.com
- Id
- b57083
Quarter by quarter
September 30, 2001 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
7 offices as of June 30, 2026, holding $4.2 billion in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| Emigrantdirect.Com Branch | Ossining, NY | $1.4B |
| Dollar Savings Direct Branch | Ossining, NY | $1.1B |
| Emigrant Bank Branch | New York, NY | $830M |
| My Savings Direct Branch | Ossining, NY | $822M |
| Ossining Branch | Ossining, NY | $3.2M |
| Emigrant Bank (main office) | Miami, FL | $318K |
| West Palm Branch | West Palm Beach, FL | $1K |
Related pages
Questions and answers
How big is Emigrant Bank?
$5.7 billion in total assets and $4.2 billion in deposits as of June 30, 2026, with assets down 1.7% from a year before. Its loans were $4.0 billion.
How many branches does Emigrant Bank have?
7 branches in 2 states as of June 30, 2026. The most deposits are in New York ($4.2 billion).
Is Emigrant Bank profitable?
Yes: it earned $17.2 million from January 1 to June 30, 2026 (up 83.8% from the same months a year before). Its return on assets was 0.59% a year; about 1% is typical.
Who owns Emigrant Bank?
Emigrant Bank is owned by New York Private B & T Corp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.