Exchange State Bank
Saint Paul, KS · Owner: Southeast KS Bancshares Inc
$105M
total assets, June 30, 2026
$105M
total assets, June 30, 2026
Exchange State Bank is a state nonmember bank based in Saint Paul, KS, owned by Southeast KS Bancshares Inc. As of June 30, 2026 it held $105.0 million in assets and $88.1 million in deposits; assets were up 2.4% from a year before. It has 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$105M
+2.4% in a year · +0.3% in a quarter
Deposits
$88.1M
+0.9% in a year · -0.6% in a quarter
Loans
$68.8M
+15.9% in a year · +1.4% in a quarter
Profit so far
$833K
Jan 1 to Jun 30, 2026 · +42.2% in a year
Capital ratio
11.59%
+0.96 pts in a year
Return on assets
1.59%
+0.44 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 408 5th Street, Saint Paul, KS, 66771
- County
- Neosho
- Holding company
- Southeast KS Bancshares Inc
- Established
- Sep 26, 1914
- Employees
- 17
- Branches
- 3
- Website
- www.esbks.com
- Id
- b14556
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
3 offices as of June 30, 2026, holding $88.1 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Kansas | 3 | $88.1M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Exchange State Bank (main office) | Saint Paul, KS | $32.7M |
| Girard Branch | Girard, KS | $28.9M |
| Columbus Branch | Columbus, KS | $26.5M |
Related pages
Questions and answers
How big is Exchange State Bank?
$105.0 million in total assets and $88.1 million in deposits as of June 30, 2026, with assets up 2.4% from a year before. Its loans were $68.8 million.
How many branches does Exchange State Bank have?
3 branches in Kansas as of June 30, 2026.
Is Exchange State Bank profitable?
Yes: it earned $833,000 from January 1 to June 30, 2026 (up 42.2% from the same months a year before). Its return on assets was 1.59% a year; about 1% is typical.
Who owns Exchange State Bank?
Exchange State Bank is owned by Southeast KS Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.