Farmers & Merchants Bank & Trust
Burlington, IA · Owner: Farmers & Merchants Bancshares
$208M
total assets, June 30, 2026
$208M
total assets, June 30, 2026
Farmers & Merchants Bank & Trust is a state nonmember bank based in Burlington, IA, owned by Farmers & Merchants Bancshares. As of June 30, 2026 it held $208.2 million in assets and $187.0 million in deposits; assets were down 2.2% from a year before. It has 4 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$208M
-2.2% in a year · -1.2% in a quarter
Deposits
$187M
-1.0% in a year · 0.0% in a quarter
Loans
$129M
+4.4% in a year · +2.6% in a quarter
Profit so far
$963K
Jan 1 to Jun 30, 2026 · +72.6% in a year
Capital ratio
10.73%
+0.88 pts in a year
Return on assets
0.92%
+0.40 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 221 Jefferson St, Burlington, IA, 52601
- County
- Des Moines
- Holding company
- Farmers & Merchants Bancshares
- Established
- Jan 1, 1916
- Employees
- 50
- Branches
- 4
- Website
- www.fmbanktrust.bank
- Id
- b13737
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
4 offices as of June 30, 2026, holding $187.0 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Iowa | 4 | $187M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Farmers & Merchants Bank & Trust (main office) | Burlington, IA | $125M |
| West Burlington Branch | West Burlington, IA | $61.7M |
| Drive-In Branch | W. Burlington, IA | $0 |
| Parking Lot Branch | Burlington, IA | $0 |
Related pages
Questions and answers
How big is Farmers & Merchants Bank & Trust?
$208.2 million in total assets and $187.0 million in deposits as of June 30, 2026, with assets down 2.2% from a year before. Its loans were $128.7 million.
How many branches does Farmers & Merchants Bank & Trust have?
4 branches in Iowa as of June 30, 2026.
Is Farmers & Merchants Bank & Trust profitable?
Yes: it earned $963,000 from January 1 to June 30, 2026 (up 72.6% from the same months a year before). Its return on assets was 0.92% a year; about 1% is typical.
Who owns Farmers & Merchants Bank & Trust?
Farmers & Merchants Bank & Trust is owned by Farmers & Merchants Bancshares, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.