Farmers Trust and Savings Bank
Buffalo Center, IA · Owner: Koss-Winn Bancshares Employee STK Ownership Plan With 401 K Provisions
$423M
total assets, June 30, 2026
$423M
total assets, June 30, 2026
Farmers Trust and Savings Bank is a state member bank based in Buffalo Center, IA, owned by Koss-Winn Bancshares Employee STK Ownership Plan With 401 K Provisions. As of June 30, 2026 it held $422.7 million in assets and $373.8 million in deposits; assets were up 20.1% from a year before. It has 6 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$423M
+20.1% in a year · +17.1% in a quarter
Deposits
$374M
+24.6% in a year · +17.3% in a quarter
Loans
$364M
+15.3% in a year · +11.3% in a quarter
Profit so far
$3.0M
Jan 1 to Jun 30, 2026 · +30.7% in a year
Capital ratio
9.91%
-1.38 pts in a year
Return on assets
1.58%
+0.27 pts in a year
Facts
- Type
- State member bank
- Head office
- 101 N Main St, Buffalo Center, IA, 50424
- County
- Winnebago
- Holding company
- Koss-Winn Bancshares Employee STK Ownership Plan With 401 K Provisions
- Established
- Jan 1, 1914
- Employees
- 54
- Branches
- 6 in 2 states
- Website
- www.ftsbbank.bank
- Id
- b14195
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
6 offices as of June 30, 2026, holding $373.8 million in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| Farmers Trust And Savings Bank (main office) | Buffalo Center, IA | $119M |
| Lake Mills Office | Lake Mills, IA | $79.7M |
| Britt Office | Britt, IA | $65.4M |
| Peoples State Bank Of Wells Branch | Wells, MN | $54.5M |
| Bricelyn Branch | Bricelyn, MN | $33.7M |
| Lakota Office | Lakota, IA | $21.7M |
Related pages
Questions and answers
How big is Farmers Trust and Savings Bank?
$422.7 million in total assets and $373.8 million in deposits as of June 30, 2026, with assets up 20.1% from a year before. Its loans were $364.3 million.
How many branches does Farmers Trust and Savings Bank have?
6 branches in 2 states as of June 30, 2026. The most deposits are in Iowa ($285.5 million).
Is Farmers Trust and Savings Bank profitable?
Yes: it earned $3.04 million from January 1 to June 30, 2026 (up 30.7% from the same months a year before). Its return on assets was 1.58% a year; about 1% is typical.
Who owns Farmers Trust and Savings Bank?
Farmers Trust and Savings Bank is owned by Koss-Winn Bancshares Employee STK Ownership Plan With 401 K Provisions, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.