FCNB Bank
Steelville, MO · Owner: Steelville Cmty Banc-Shares
$220M
total assets, June 30, 2026
$220M
total assets, June 30, 2026
FCNB Bank is a state member bank based in Steelville, MO, owned by Steelville Cmty Banc-Shares. As of June 30, 2026 it held $220.4 million in assets and $196.0 million in deposits; assets were up 6.8% from a year before. It has 6 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$220M
+6.8% in a year · +1.9% in a quarter
Deposits
$196M
+6.9% in a year · +1.9% in a quarter
Loans
$142M
+16.1% in a year · +4.8% in a quarter
Profit so far
$726K
Jan 1 to Jun 30, 2026 · +30.8% in a year
Capital ratio
8.06%
+0.43 pts in a year
Return on assets
0.68%
+0.12 pts in a year
Facts
- Type
- State member bank
- Head office
- 402 W Main St, Steelville, MO, 65565
- County
- Crawford
- Holding company
- Steelville Cmty Banc-Shares
- Established
- Jan 1, 1906
- Employees
- 57
- Branches
- 6
- Website
- www.fcnb.com
- Id
- b1639
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
6 offices as of June 30, 2026, holding $196.0 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Missouri | 6 | $196M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Fcnb Bank (main office) | Steelville, MO | $94.7M |
| Cuba Branch | Cuba, MO | $32.0M |
| Sullivan Branch | Sullivan, MO | $26.9M |
| Eureka Branch | Eureka, MO | $18.8M |
| North Bishop Avenue Branch | Rolla, MO | $16.9M |
| Bishop Branch | Rolla, MO | $6.6M |
Related pages
Questions and answers
How big is FCNB Bank?
$220.4 million in total assets and $196.0 million in deposits as of June 30, 2026, with assets up 6.8% from a year before. Its loans were $141.8 million.
How many branches does FCNB Bank have?
6 branches in Missouri as of June 30, 2026.
Is FCNB Bank profitable?
Yes: it earned $726,000 from January 1 to June 30, 2026 (up 30.8% from the same months a year before). Its return on assets was 0.68% a year; about 1% is typical.
Who owns FCNB Bank?
FCNB Bank is owned by Steelville Cmty Banc-Shares, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.