Fidelity Bank of Texas
Waco, TX · Owner: Fidelity Bancshares Inc
$163M
total assets, June 30, 2026
$163M
total assets, June 30, 2026
Fidelity Bank of Texas is a state member bank based in Waco, TX, owned by Fidelity Bancshares Inc. As of June 30, 2026 it held $162.8 million in assets and $132.5 million in deposits; assets were up 18.4% from a year before. It has 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$163M
+18.4% in a year · -1.5% in a quarter
Deposits
$133M
+23.5% in a year · -1.8% in a quarter
Loans
$110M
+17.4% in a year · +6.1% in a quarter
Profit so far
-$446K
Jan 1 to Jun 30, 2026 · -248.7% in a year
Capital ratio
10.65%
-2.42 pts in a year
Return on assets
-0.55%
-1.01 pts in a year
Facts
- Type
- State member bank
- Head office
- 1901 Lake Shore Dr, Waco, TX, 76708
- County
- Mclennan
- Holding company
- Fidelity Bancshares Inc
- Established
- Mar 1, 1974
- Employees
- 38
- Branches
- 2
- Website
- www.fbot.com
- Id
- b21455
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
2 offices as of June 30, 2026, holding $132.5 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Texas | 2 | $133M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Fidelity Bank Of Texas (main office) | Waco, TX | $71.3M |
| Robinson Branch | Robinson, TX | $61.3M |
Related pages
Questions and answers
How big is Fidelity Bank of Texas?
$162.8 million in total assets and $132.5 million in deposits as of June 30, 2026, with assets up 18.4% from a year before. Its loans were $109.8 million.
How many branches does Fidelity Bank of Texas have?
2 branches in Texas as of June 30, 2026.
Is Fidelity Bank of Texas profitable?
No: it lost $446,000 from January 1 to June 30, 2026. Its return on assets was -0.55% a year; about 1% is typical.
Who owns Fidelity Bank of Texas?
Fidelity Bank of Texas is owned by Fidelity Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.