First American Bank and Trust Company
Athens, GA · Owner: First American Bcorp
$902M
total assets, June 30, 2026
$902M
total assets, June 30, 2026
First American Bank and Trust Company is a state nonmember bank based in Athens, GA, owned by First American Bcorp. As of June 30, 2026 it held $901.9 million in assets and $753.2 million in deposits; assets were down 1.1% from a year before. It has 7 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$902M
-1.1% in a year · +1.4% in a quarter
Deposits
$753M
+3.3% in a year · +0.3% in a quarter
Loans
$709M
+11.5% in a year · +0.4% in a quarter
Profit so far
$8.7M
Jan 1 to Jun 30, 2026 · +6.0% in a year
Capital ratio
13.35%
+0.74 pts in a year
Return on assets
1.98%
+0.08 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 300 College Ave, Athens, GA, 30601
- County
- Clarke
- Holding company
- First American Bcorp
- Established
- Jan 1, 1934
- Employees
- 109
- Branches
- 7
- Website
- www.fabt.bank
- Id
- b16858
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
7 offices as of June 30, 2026, holding $753.2 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Georgia | 7 | $753M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| First American Bank And Trust Company (main office) | Athens, GA | $325M |
| First Piedmont Bank Branch | Winder, GA | $102M |
| Lawrenceville | Lawrenceville, GA | $72.8M |
| West Broad Branch | Athens, GA | $71.1M |
| Mountain Heritage Bank Branch | Clayton, GA | $67.9M |
| North Athens Branch | Athens, GA | $65.6M |
| Watkinsville Branch | Watkinsville, GA | $48.7M |
Related pages
Questions and answers
How big is First American Bank and Trust Company?
$901.9 million in total assets and $753.2 million in deposits as of June 30, 2026, with assets down 1.1% from a year before. Its loans were $709.3 million.
How many branches does First American Bank and Trust Company have?
7 branches in Georgia as of June 30, 2026.
Is First American Bank and Trust Company profitable?
Yes: it earned $8.73 million from January 1 to June 30, 2026 (up 6.0% from the same months a year before). Its return on assets was 1.98% a year; about 1% is typical.
Who owns First American Bank and Trust Company?
First American Bank and Trust Company is owned by First American Bcorp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.