First Bank of Berne
Berne, IN · Owner: First Berne Financial Corp
$1.1B
total assets, June 30, 2026
$1.1B
total assets, June 30, 2026
First Bank of Berne is a state member bank based in Berne, IN, owned by First Berne Financial Corp. As of June 30, 2026 it held $1.1 billion in assets and $973.2 million in deposits; assets were down 3.1% from a year before. It has 7 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.1B
-3.1% in a year · +0.8% in a quarter
Deposits
$973M
-3.5% in a year · +0.4% in a quarter
Loans
$795M
+2.2% in a year · +3.1% in a quarter
Profit so far
$11.2M
Jan 1 to Jun 30, 2026 · +18.5% in a year
Capital ratio
9.92%
+0.70 pts in a year
Return on assets
2.07%
+0.34 pts in a year
Facts
- Type
- State member bank
- Head office
- 222 Heritage Trl, Berne, IN, 46711
- County
- Adams
- Holding company
- First Berne Financial Corp
- Established
- Oct 21, 1891
- Employees
- 104
- Branches
- 7 in 2 states
- Website
- www.firstbankofberne.com
- Id
- b9288
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
7 offices as of June 30, 2026, holding $973.2 million in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| Berne Branch | Berne, IN | $312M |
| Bluffton Branch | Bluffton, IN | $212M |
| Decatur Branch | Decatur, IN | $182M |
| Portland Branch | Portland, IN | $120M |
| Peru Branch | Peru, IN | $96.0M |
| Van Wert, Oh Branch | Van Wert, OH | $51.9M |
| First Bank Of Berne (main office) | Berne, IN | $0 |
Related pages
Questions and answers
How big is First Bank of Berne?
$1.1 billion in total assets and $973.2 million in deposits as of June 30, 2026, with assets down 3.1% from a year before. Its loans were $795.1 million.
How many branches does First Bank of Berne have?
7 branches in 2 states as of June 30, 2026. The most deposits are in Indiana ($921.4 million).
Is First Bank of Berne profitable?
Yes: it earned $11.2 million from January 1 to June 30, 2026 (up 18.5% from the same months a year before). Its return on assets was 2.07% a year; about 1% is typical.
Who owns First Bank of Berne?
First Bank of Berne is owned by First Berne Financial Corp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.