First Bank of the Lake
Osage Beach, MO · Owner: Fbol Bancshares Inc
$2.3B
total assets, June 30, 2026
$2.3B
total assets, June 30, 2026
First Bank of the Lake is a state nonmember bank based in Osage Beach, MO, owned by Fbol Bancshares Inc. As of June 30, 2026 it held $2.3 billion in assets and $2.0 billion in deposits; assets were up 24.9% from a year before. It has 1 branch.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$2.3B
+24.9% in a year · +0.4% in a quarter
Deposits
$2.0B
+29.9% in a year · +2.5% in a quarter
Loans
$2.2B
+20.7% in a year · 0.0% in a quarter
Profit so far
$9.6M
Jan 1 to Jun 30, 2026 · +803.8% in a year
Capital ratio
7.08%
-0.49 pts in a year
Return on assets
0.83%
+0.71 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 4558 Osage Beach Pkwy, Osage Beach, MO, 65065
- County
- Camden
- Holding company
- Fbol Bancshares Inc
- Established
- May 15, 1987
- Employees
- 249
- Branches
- 1
- Website
- www.fblake.bank
- Id
- b26960
Quarter by quarter
June 30, 1987 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
1 office as of June 30, 2026, holding $2.0 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Missouri | 1 | $2.0B | 100.0% |
Related pages
Questions and answers
How big is First Bank of the Lake?
$2.3 billion in total assets and $2.0 billion in deposits as of June 30, 2026, with assets up 24.9% from a year before. Its loans were $2.2 billion.
How many branches does First Bank of the Lake have?
1 branch in Missouri as of June 30, 2026.
Is First Bank of the Lake profitable?
Yes: it earned $9.59 million from January 1 to June 30, 2026 (up 803.8% from the same months a year before). Its return on assets was 0.83% a year; about 1% is typical.
Who owns First Bank of the Lake?
First Bank of the Lake is owned by Fbol Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.