First Bank
Southern Pines, NC · Owner: First Bcorp
$13.0B
total assets, June 30, 2026
$13.0B
total assets, June 30, 2026
First Bank is a state member bank based in Southern Pines, NC, owned by First Bcorp. As of June 30, 2026 it held $13.0 billion in assets and $11.1 billion in deposits; assets were up 3.4% from a year before. It has 114 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$13.0B
+3.4% in a year · +0.7% in a quarter
Deposits
$11.1B
+2.3% in a year · +0.7% in a quarter
Loans
$9.0B
+9.3% in a year · +2.2% in a quarter
Profit so far
$101M
Jan 1 to Jun 30, 2026 · +28.2% in a year
Capital ratio
11.50%
+0.25 pts in a year
Return on assets
1.56%
+0.30 pts in a year
Facts
- Type
- State member bank
- Head office
- 205 Se Broad St, Southern Pines, NC, 28387
- County
- Moore
- Holding company
- First Bcorp
- Established
- Jan 1, 1934
- Employees
- 1,396
- Branches
- 114 in 2 states
- Website
- www.localfirstbank.com
- Id
- b15019
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
114 offices as of June 30, 2026, holding $11.1 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| North Carolina | 101 | $9.7B | 87.6% |
| South Carolina | 13 | $1.4B | 12.4% |
| Largest branches | Place | Deposits |
|---|---|---|
| 132 Greensboro-Main Branch | Greensboro, NC | $393M |
| First Bank (main office) | Southern Pines, NC | $379M |
| 086 Florence Evan Street | Florence, SC | $332M |
| Anderson Branch | Anderson, SC | $267M |
| 122 Fayetteville Branch (Sb 71) | Fayetteville, NC | $262M |
| 201 Asheville-Downtown Branch | Asheville, NC | $256M |
| Greenville Sc Halton Rd Branch | Greenville, SC | $245M |
| 036 Sanford | Sanford, NC | $235M |
| 056 Lumberton | Lumberton, NC | $234M |
| 110 Jacksonville Main | Jacksonville, NC | $218M |
Related pages
Questions and answers
How big is First Bank?
$13.0 billion in total assets and $11.1 billion in deposits as of June 30, 2026, with assets up 3.4% from a year before. Its loans were $9.0 billion.
How many branches does First Bank have?
114 branches in 2 states as of June 30, 2026. The most deposits are in North Carolina ($9.7 billion).
Is First Bank profitable?
Yes: it earned $100.6 million from January 1 to June 30, 2026 (up 28.2% from the same months a year before). Its return on assets was 1.56% a year; about 1% is typical.
Who owns First Bank?
First Bank is owned by First Bcorp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.