First Central Savings Bank
Glen Cove, NY · Owner: First Central Bcorp Inc
$1.0B
total assets, June 30, 2026
$1.0B
total assets, June 30, 2026
First Central Savings Bank is a state savings bank based in Glen Cove, NY, owned by First Central Bcorp Inc. As of June 30, 2026 it held $1.0 billion in assets and $891.0 million in deposits; assets were up 3.9% from a year before. It has 10 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.0B
+3.9% in a year · +6.8% in a quarter
Deposits
$891M
+3.7% in a year · +7.7% in a quarter
Loans
$896M
+2.4% in a year · +4.1% in a quarter
Profit so far
$4.8M
Jan 1 to Jun 30, 2026 · +42.2% in a year
Capital ratio
10.30%
+0.66 pts in a year
Return on assets
0.97%
+0.28 pts in a year
Facts
- Type
- State savings bank
- Head office
- 70 Glen St, Glen Cove, NY, 11542
- County
- Nassau
- Holding company
- First Central Bcorp Inc
- Established
- Apr 5, 1999
- Employees
- 107
- Branches
- 10
- Website
- firstcentralsavings.com
- Id
- b34969
Quarter by quarter
June 30, 1999 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
10 offices as of June 30, 2026, holding $891.0 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| New York | 10 | $891M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Glen Cove Branch | Glen Cove, NY | $201M |
| Whitestone Branch | Whitestone, NY | $199M |
| Astoria Branch | Astoria, NY | $111M |
| Forest Hills Branch | Forest Hills, NY | $82.9M |
| Huntington Branch Office | Huntington, NY | $78.8M |
| Lynbrook Branch | Lynbrook, NY | $66.0M |
| Main Street Branch | Flushing, NY | $61.4M |
| Bell Boulevard Branch | Bayside, NY | $56.6M |
| Ditmars Branch | Astoria, NY | $34.6M |
| First Central Savings Bank (main office) | Glen Cove, NY | $0 |
Related pages
Questions and answers
How big is First Central Savings Bank?
$1.0 billion in total assets and $891.0 million in deposits as of June 30, 2026, with assets up 3.9% from a year before. Its loans were $896.0 million.
How many branches does First Central Savings Bank have?
10 branches in New York as of June 30, 2026.
Is First Central Savings Bank profitable?
Yes: it earned $4.78 million from January 1 to June 30, 2026 (up 42.2% from the same months a year before). Its return on assets was 0.97% a year; about 1% is typical.
Who owns First Central Savings Bank?
First Central Savings Bank is owned by First Central Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.