First Commerce Bank
Lakewood, NJ · Owner: First Commerce Bcorp Inc
$2.0B
total assets, June 30, 2026
$2.0B
total assets, June 30, 2026
First Commerce Bank is a state nonmember bank based in Lakewood, NJ, owned by First Commerce Bcorp Inc. As of June 30, 2026 it held $2.0 billion in assets and $1.4 billion in deposits; assets were up 16.3% from a year before. It has 11 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$2.0B
+16.3% in a year · +7.9% in a quarter
Deposits
$1.4B
+14.4% in a year · +7.3% in a quarter
Loans
$1.6B
+13.5% in a year · +6.4% in a quarter
Profit so far
$9.0M
Jan 1 to Jun 30, 2026 · +200.7% in a year
Capital ratio
10.15%
-0.27 pts in a year
Return on assets
0.96%
+0.59 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 105 River Ave, Lakewood, NJ, 08701
- County
- Ocean
- Holding company
- First Commerce Bcorp Inc
- Established
- Jan 30, 2006
- Employees
- 166
- Branches
- 11
- Website
- www.firstcommercebk.com
- Id
- b58054
Quarter by quarter
March 31, 2006 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
11 offices as of June 30, 2026, holding $1.4 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| New Jersey | 11 | $1.4B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| First Commerce Bank (main office) | Lakewood, NJ | $537M |
| Closter Branch | Closter, NJ | $161M |
| Freehold Branch Office | Freehold, NJ | $132M |
| First Commerce Bank Branch | Jackson, NJ | $102M |
| Fairfield Branch | Fairfield, NJ | $101M |
| Allentown Branch | Allentown, NJ | $94.5M |
| Englewood Branch | Englewood, NJ | $82.1M |
| Bordentown Branch | Bordentown, NJ | $65.8M |
| Lakewood - Avenue Of The States Branch | Lakewood, NJ | $62.6M |
| Robbinsville Branch Office | Robbinsville, NJ | $51.6M |
Related pages
Questions and answers
How big is First Commerce Bank?
$2.0 billion in total assets and $1.4 billion in deposits as of June 30, 2026, with assets up 16.3% from a year before. Its loans were $1.6 billion.
How many branches does First Commerce Bank have?
11 branches in New Jersey as of June 30, 2026.
Is First Commerce Bank profitable?
Yes: it earned $8.95 million from January 1 to June 30, 2026 (up 200.7% from the same months a year before). Its return on assets was 0.96% a year; about 1% is typical.
Who owns First Commerce Bank?
First Commerce Bank is owned by First Commerce Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.