First Commonwealth Bank
Indiana, PA · Owner: First Commonwealth Financial Corporation
$12.2B
total assets, June 30, 2026
$12.2B
total assets, June 30, 2026
First Commonwealth Bank is a state nonmember bank based in Indiana, PA, owned by First Commonwealth Financial Corporation (FCF). As of June 30, 2026 it held $12.2 billion in assets and $10.3 billion in deposits; assets were down 0.3% from a year before. It has 128 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$12.2B
-0.3% in a year · -0.5% in a quarter
Deposits
$10.3B
+1.4% in a year · -1.7% in a quarter
Loans
$9.5B
-1.1% in a year · +0.5% in a quarter
Profit so far
$85.5M
Jan 1 to Jun 30, 2026 · +21.4% in a year
Capital ratio
10.17%
+0.28 pts in a year
Return on assets
1.40%
+0.21 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 654 Philadelphia St, Indiana, PA, 15701
- County
- Indiana
- Holding company
- First Commonwealth Financial Corporation (FCF)
- Established
- Sep 21, 1880
- Employees
- 1,589
- Branches
- 128 in 2 states
- Website
- www.fcbanking.com
- Id
- b7468
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
128 offices as of June 30, 2026, holding $10.3 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Pennsylvania | 98 | $7.9B | 76.3% |
| Ohio | 30 | $2.4B | 23.7% |
| Largest branches | Place | Deposits |
|---|---|---|
| First Commonwealth Bank (main office) | Indiana, PA | $576M |
| Allegheny Township Branch | Leechburg, PA | $196M |
| Centerbank Branch | Milford, OH | $183M |
| Downtown Delaware Branch | Delaware, OH | $177M |
| Garfield Office | Cincinnati, OH | $166M |
| Centric Bank Mo Branch | Harrisburg, PA | $152M |
| Natrona Heights Branch Office | Natrona Heights, PA | $149M |
| St. Marys Branch | Saint Marys, PA | $148M |
| Belden Village Branch | Canton, OH | $146M |
| Sunbury Branch | Sunbury, OH | $145M |
Related pages
Questions and answers
How big is First Commonwealth Bank?
$12.2 billion in total assets and $10.3 billion in deposits as of June 30, 2026, with assets down 0.3% from a year before. Its loans were $9.5 billion.
How many branches does First Commonwealth Bank have?
128 branches in 2 states as of June 30, 2026. The most deposits are in Pennsylvania ($7.9 billion).
Is First Commonwealth Bank profitable?
Yes: it earned $85.5 million from January 1 to June 30, 2026 (up 21.4% from the same months a year before). Its return on assets was 1.40% a year; about 1% is typical.
Who owns First Commonwealth Bank?
First Commonwealth Bank is owned by First Commonwealth Financial Corporation, its holding company, which is listed as FCF.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.