First Guaranty Bank
Hammond, LA · Owner: Smith & Hood Holding Co L L C
$3.9B
total assets, June 30, 2026
$3.9B
total assets, June 30, 2026
First Guaranty Bank is a state nonmember bank based in Hammond, LA, owned by Smith & Hood Holding Co L L C. As of June 30, 2026 it held $3.9 billion in assets and $3.5 billion in deposits; assets were down 1.9% from a year before. It has 30 branches in 4 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$3.9B
-1.9% in a year · -1.6% in a quarter
Deposits
$3.5B
-0.6% in a year · -1.4% in a quarter
Loans
$1.8B
-26.8% in a year · -8.3% in a quarter
Profit so far
$7.7M
Jan 1 to Jun 30, 2026
Capital ratio
7.09%
-0.56 pts in a year
Return on assets
0.39%
+0.96 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 400 E Thomas St, Hammond, LA, 70401
- County
- Tangipahoa
- Holding company
- Smith & Hood Holding Co L L C
- Established
- Mar 12, 1934
- Employees
- 333
- Branches
- 30 in 4 states
- Website
- www.fgb.net
- Id
- b14028
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
30 offices as of June 30, 2026, holding $3.5 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Louisiana | 23 | $3.1B | 89.9% |
| Texas | 5 | $259M | 7.5% |
| Kentucky | 1 | $65.1M | 1.9% |
| West Virginia | 1 | $25.9M | 0.7% |
| Largest branches | Place | Deposits |
|---|---|---|
| First Guaranty Bank (main office) | Hammond, LA | $1.6B |
| Benton Branch | Benton, LA | $216M |
| Ponchatoula Branch | Ponchatoula, LA | $214M |
| Amite Branch | Amite, LA | $178M |
| Tunica Branch | Marksville, LA | $115M |
| Abbeville Branch | Abbeville, LA | $114M |
| Homer Branch | Homer, LA | $92.8M |
| Greensburg Branch | Greensburg, LA | $77.7M |
| Denton Branch | Denton, TX | $73.7M |
| Waco Branch | Waco, TX | $72.9M |
Related pages
Questions and answers
How big is First Guaranty Bank?
$3.9 billion in total assets and $3.5 billion in deposits as of June 30, 2026, with assets down 1.9% from a year before. Its loans were $1.8 billion.
How many branches does First Guaranty Bank have?
30 branches in 4 states as of June 30, 2026. The most deposits are in Louisiana ($3.1 billion).
Is First Guaranty Bank profitable?
Yes: it earned $7.67 million from January 1 to June 30, 2026. Its return on assets was 0.39% a year; about 1% is typical.
Who owns First Guaranty Bank?
First Guaranty Bank is owned by Smith & Hood Holding Co L L C, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.