First Lockhart Bank
Lockhart, TX · Owner: Lockhart Bankshares Inc
$416M
total assets, June 30, 2026
$416M
total assets, June 30, 2026
First Lockhart Bank is a state nonmember bank based in Lockhart, TX, owned by Lockhart Bankshares Inc. As of June 30, 2026 it held $415.9 million in assets and $375.0 million in deposits; assets were up 9.8% from a year before. It has 6 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$416M
+9.8% in a year · +1.7% in a quarter
Deposits
$375M
+10.0% in a year · +1.8% in a quarter
Loans
$314M
+11.4% in a year · +3.2% in a quarter
Profit so far
$1.4M
Jan 1 to Jun 30, 2026 · +13.6% in a year
Capital ratio
9.34%
-0.08 pts in a year
Return on assets
0.70%
+0.06 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 111 S Main St, Lockhart, TX, 78644
- County
- Caldwell
- Holding company
- Lockhart Bankshares Inc
- Established
- Jan 9, 1934
- Employees
- 59
- Branches
- 6
- Website
- www.firstlockhart.com
- Id
- b13599
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
6 offices as of June 30, 2026, holding $375.0 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Texas | 6 | $375M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| First Lockhart Bank (main office) | Lockhart, TX | $263M |
| San Marcos Banking Center | San Marcos, TX | $51.0M |
| Austin Office Branch | Austin, TX | $30.9M |
| Kyle Branch | Kyle, TX | $25.7M |
| Shiner Branch | Shiner, TX | $3.8M |
| New Braunfels Branch | New Braunfels, TX | $556K |
Related pages
Questions and answers
How big is First Lockhart Bank?
$415.9 million in total assets and $375.0 million in deposits as of June 30, 2026, with assets up 9.8% from a year before. Its loans were $314.0 million.
How many branches does First Lockhart Bank have?
6 branches in Texas as of June 30, 2026.
Is First Lockhart Bank profitable?
Yes: it earned $1.43 million from January 1 to June 30, 2026 (up 13.6% from the same months a year before). Its return on assets was 0.70% a year; about 1% is typical.
Who owns First Lockhart Bank?
First Lockhart Bank is owned by Lockhart Bankshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.