First National Bank
Damariscotta, ME · Owner: First Bcorp Inc the
$3.2B
total assets, June 30, 2026
$3.2B
total assets, June 30, 2026
First National Bank is a national bank based in Damariscotta, ME, owned by First Bcorp Inc the. As of June 30, 2026 it held $3.2 billion in assets and $2.7 billion in deposits; assets were up 0.5% from a year before. It has 18 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$3.2B
+0.5% in a year · +0.5% in a quarter
Deposits
$2.7B
-0.9% in a year · +0.6% in a quarter
Loans
$2.4B
+1.2% in a year · +0.8% in a quarter
Profit so far
$19.2M
Jan 1 to Jun 30, 2026 · +22.1% in a year
Capital ratio
9.20%
+0.73 pts in a year
Return on assets
1.22%
+0.22 pts in a year
Facts
- Type
- National bank
- Head office
- 223 Main St, Damariscotta, ME, 04543
- County
- Lincoln
- Holding company
- First Bcorp Inc the
- Established
- Apr 19, 1864
- Employees
- 278
- Branches
- 18
- Website
- www.thefirst.com
- Id
- b4256
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
18 offices as of June 30, 2026, holding $2.7 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Maine | 18 | $2.7B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| First National Bank (main office) | Damariscotta, ME | $1.2B |
| Boothbay Harbor Branch | Boothbay Harbor, ME | $184M |
| Bar Harbor Branch | Bar Harbor, ME | $124M |
| Wiscasset Branch | Wiscasset, ME | $123M |
| Ellsworth Office | Ellsworth, ME | $117M |
| Rockland Branch | Rockland, ME | $114M |
| Waldoboro Branch | Waldoboro, ME | $110M |
| Bangor Branch | Bangor, ME | $109M |
| Rockland Branch | Rockland, ME | $106M |
| Calais Branch | Calais, ME | $78.2M |
Related pages
Questions and answers
How big is First National Bank?
$3.2 billion in total assets and $2.7 billion in deposits as of June 30, 2026, with assets up 0.5% from a year before. Its loans were $2.4 billion.
How many branches does First National Bank have?
18 branches in Maine as of June 30, 2026.
Is First National Bank profitable?
Yes: it earned $19.2 million from January 1 to June 30, 2026 (up 22.1% from the same months a year before). Its return on assets was 1.22% a year; about 1% is typical.
Who owns First National Bank?
First National Bank is owned by First Bcorp Inc the, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.