First National Bank of Scotia
Scotia, NY · Owner: Glenville Bank Holding Co Inc
$719M
total assets, June 30, 2026
$719M
total assets, June 30, 2026
First National Bank of Scotia is a national bank based in Scotia, NY, owned by Glenville Bank Holding Co Inc. As of June 30, 2026 it held $719.0 million in assets and $632.0 million in deposits; assets were up 2.6% from a year before. It has 10 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$719M
+2.6% in a year · +1.8% in a quarter
Deposits
$632M
+3.3% in a year · +1.8% in a quarter
Loans
$517M
+1.2% in a year · +0.9% in a quarter
Profit so far
$2.6M
Jan 1 to Jun 30, 2026 · +0.3% in a year
Capital ratio
9.22%
+0.33 pts in a year
Return on assets
0.74%
-0.02 pts in a year
Facts
- Type
- National bank
- Head office
- 201 Mohawk Ave, Scotia, NY, 12302
- County
- Schenectady
- Holding company
- Glenville Bank Holding Co Inc
- Established
- Jan 1, 1923
- Employees
- 143
- Branches
- 10
- Website
- www.firstscotia.com
- Id
- b11501
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
10 offices as of June 30, 2026, holding $632.0 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| New York | 10 | $632M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| First National Bank Of Scotia (main office) | Scotia, NY | $145M |
| Glenville Branch | Glenville, NY | $119M |
| Niskayuna Branch | Niskayuna, NY | $77.3M |
| Rotterdam Branch | Schenectady, NY | $62.5M |
| Colonie Branch | Colonie, NY | $52.2M |
| Schenectady Branch | Schenectady, NY | $50.4M |
| Guilderland-Westmere Branch | Guilderland, NY | $43.9M |
| Clifton Park Office | Clifton Park, NY | $30.2M |
| Saratoga Branch | Saratoga Springs, NY | $29.5M |
| Ge Global Research Center | Schenectady, NY | $21.6M |
Related pages
Questions and answers
How big is First National Bank of Scotia?
$719.0 million in total assets and $632.0 million in deposits as of June 30, 2026, with assets up 2.6% from a year before. Its loans were $517.0 million.
How many branches does First National Bank of Scotia have?
10 branches in New York as of June 30, 2026.
Is First National Bank of Scotia profitable?
Yes: it earned $2.61 million from January 1 to June 30, 2026 (up 0.3% from the same months a year before). Its return on assets was 0.74% a year; about 1% is typical.
Who owns First National Bank of Scotia?
First National Bank of Scotia is owned by Glenville Bank Holding Co Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.