First National Bank of South Padre Island
South Padre Island, TX · Owner: Laguna Madre Bancshares Inc
$78.2M
total assets, June 30, 2026
$78.2M
total assets, June 30, 2026
First National Bank of South Padre Island is a national bank based in South Padre Island, TX, owned by Laguna Madre Bancshares Inc. As of June 30, 2026 it held $78.2 million in assets and $67.1 million in deposits; assets were down 6.2% from a year before. It has 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$78.2M
-6.2% in a year · -4.3% in a quarter
Deposits
$67.1M
-8.4% in a year · -4.8% in a quarter
Loans
$39.0M
+9.3% in a year · -2.0% in a quarter
Profit so far
$901K
Jan 1 to Jun 30, 2026 · -6.4% in a year
Capital ratio
14.13%
+1.80 pts in a year
Return on assets
2.27%
-0.10 pts in a year
Facts
- Type
- National bank
- Head office
- 709 Park Road 100, South Padre Island, TX, 78597
- County
- Cameron
- Holding company
- Laguna Madre Bancshares Inc
- Established
- Dec 20, 1983
- Employees
- 12
- Branches
- 2
- Website
- www.fnbspi.com
- Id
- b24902
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
2 offices as of June 30, 2026, holding $67.1 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Texas | 2 | $67.1M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| First National Bank Of South Padre Island (main office) | South Padre Island, TX | $57.0M |
| Port Isabel Branch | Port Isabel, TX | $10.1M |
Related pages
Questions and answers
How big is First National Bank of South Padre Island?
$78.2 million in total assets and $67.1 million in deposits as of June 30, 2026, with assets down 6.2% from a year before. Its loans were $39.0 million.
How many branches does First National Bank of South Padre Island have?
2 branches in Texas as of June 30, 2026.
Is First National Bank of South Padre Island profitable?
Yes: it earned $901,000 from January 1 to June 30, 2026 (down 6.4% from the same months a year before). Its return on assets was 2.27% a year; about 1% is typical.
Who owns First National Bank of South Padre Island?
First National Bank of South Padre Island is owned by Laguna Madre Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.