First National Bank
Oldham, SD · Owner: Fulda Bcorp Inc
$478M
total assets, June 30, 2026
$478M
total assets, June 30, 2026
First National Bank is a national bank based in Oldham, SD, owned by Fulda Bcorp Inc. As of June 30, 2026 it held $477.8 million in assets and $380.1 million in deposits; assets were up 6.3% from a year before. It has 12 branches in 4 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$478M
+6.3% in a year · -1.3% in a quarter
Deposits
$380M
+1.4% in a year · -2.1% in a quarter
Loans
$367M
+3.2% in a year · +1.4% in a quarter
Profit so far
$5.2M
Jan 1 to Jun 30, 2026 · +3.4% in a year
Capital ratio
18.41%
+3.34 pts in a year
Return on assets
2.18%
-0.03 pts in a year
Facts
- Type
- National bank
- Head office
- 141 E Main St, Oldham, SD, 57051
- County
- Kingsbury
- Holding company
- Fulda Bcorp Inc
- Established
- Feb 15, 1985
- Employees
- 82
- Branches
- 12 in 4 states
- Website
- www.firstnationalbanks.com
- Id
- b25894
Quarter by quarter
March 31, 1985 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
12 offices as of June 30, 2026, holding $380.1 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Minnesota | 8 | $311M | 81.9% |
| South Dakota | 2 | $34.1M | 9.0% |
| Illinois | 1 | $22.5M | 5.9% |
| Iowa | 1 | $12.4M | 3.3% |
| Largest branches | Place | Deposits |
|---|---|---|
| Fulda Branch | Fulda, MN | $81.8M |
| Slayton Branch | Slayton, MN | $70.0M |
| Lakefield Branch | Lakefield, MN | $53.8M |
| Hastings Branch | Hastings, MN | $40.0M |
| Spring Valley Branch | Spring Valley, MN | $34.9M |
| Le Roy Branch | Le Roy, MN | $22.5M |
| Moline Branch Of First American State Bank | Moline, IL | $22.5M |
| Ramona Branch | Ramona, SD | $18.7M |
| First National Bank (main office) | Oldham, SD | $15.4M |
| 53Rd Street Branch | Davenport, IA | $12.4M |
Related pages
Questions and answers
How big is First National Bank?
$477.8 million in total assets and $380.1 million in deposits as of June 30, 2026, with assets up 6.3% from a year before. Its loans were $367.3 million.
How many branches does First National Bank have?
12 branches in 4 states as of June 30, 2026. The most deposits are in Minnesota ($311.2 million).
Is First National Bank profitable?
Yes: it earned $5.17 million from January 1 to June 30, 2026 (up 3.4% from the same months a year before). Its return on assets was 2.18% a year; about 1% is typical.
Who owns First National Bank?
First National Bank is owned by Fulda Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.