First National Bank Texas
Killeen, TX · Owner: First Community Bancshares Inc
$4.6B
total assets, June 30, 2026
$4.6B
total assets, June 30, 2026
First National Bank Texas is a national bank based in Killeen, TX, owned by First Community Bancshares Inc. As of June 30, 2026 it held $4.6 billion in assets and $4.1 billion in deposits; assets were up 7.5% from a year before. It has 358 branches in 4 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$4.6B
+7.5% in a year · -0.7% in a quarter
Deposits
$4.1B
+7.3% in a year · -1.0% in a quarter
Loans
$2.3B
+6.9% in a year · +1.5% in a quarter
Profit so far
$28.0M
Jan 1 to Jun 30, 2026 · +20.7% in a year
Capital ratio
9.12%
+0.08 pts in a year
Return on assets
1.21%
+0.13 pts in a year
Facts
- Type
- National bank
- Head office
- 901 E Central Texas Expy, Killeen, TX, 76541
- County
- Bell
- Holding company
- First Community Bancshares Inc
- Established
- Feb 27, 1901
- Employees
- 3,176
- Branches
- 358 in 4 states
- Website
- www.1stnb.com
- Id
- b3285
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
358 offices as of June 30, 2026, holding $4.1 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Texas | 298 | $3.8B | 93.3% |
| Arizona | 24 | $168M | 4.1% |
| New Mexico | 19 | $86.5M | 2.1% |
| Arkansas | 17 | $21.3M | 0.5% |
| Largest branches | Place | Deposits |
|---|---|---|
| Trimmier Branch Rc113 | Killeen, TX | $594M |
| Tj Mills Fort Hood Branch Rc211 | Fort Hood, TX | $214M |
| Clear Creek Branch - Rc 213 | Fort Cavazos, TX | $88.8M |
| Market Heights Banking Center - Rc 126 Branch | Harker Heights, TX | $60.5M |
| Aafes-Main Px Rc214 Branch | Fort Hood, TX | $60.3M |
| East Davis Banking Center - Rc 310 | Conroe, TX | $56.2M |
| Harker Heights Branch - Rc 121 | Harker Heights, TX | $53.6M |
| Etx Rc314 Branch | Conroe, TX | $44.2M |
| Copperas Cove Bkg Center - Rc 123 | Copperas Cove, TX | $44.1M |
| Warrior Way Branch - Rc 220 | Fort Hood, TX | $37.3M |
Related pages
Questions and answers
How big is First National Bank Texas?
$4.6 billion in total assets and $4.1 billion in deposits as of June 30, 2026, with assets up 7.5% from a year before. Its loans were $2.3 billion.
How many branches does First National Bank Texas have?
358 branches in 4 states as of June 30, 2026. The most deposits are in Texas ($3.8 billion).
Is First National Bank Texas profitable?
Yes: it earned $28.0 million from January 1 to June 30, 2026 (up 20.7% from the same months a year before). Its return on assets was 1.21% a year; about 1% is typical.
Who owns First National Bank Texas?
First National Bank Texas is owned by First Community Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.