First Naturalstate Bank
Mcgehee, AR · Owner: First National Financial Corp
$109M
total assets, June 30, 2026
$109M
total assets, June 30, 2026
First Naturalstate Bank is a state member bank based in Mcgehee, AR, owned by First National Financial Corp. As of June 30, 2026 it held $108.8 million in assets and $91.3 million in deposits; assets were up 7.8% from a year before. It has 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$109M
+7.8% in a year · +5.1% in a quarter
Deposits
$91.3M
+6.0% in a year · +3.9% in a quarter
Loans
$88.8M
+15.5% in a year · +6.9% in a quarter
Profit so far
$540K
Jan 1 to Jun 30, 2026 · +17.6% in a year
Capital ratio
15.55%
-2.34 pts in a year
Return on assets
1.03%
+0.11 pts in a year
Facts
- Type
- State member bank
- Head office
- 500 N 2nd St, Mcgehee, AR, 71654
- County
- Desha
- Holding company
- First National Financial Corp
- Established
- Jan 2, 1974
- Employees
- 21
- Branches
- 3
- Website
- www.fnsbank.com
- Id
- b21379
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
3 offices as of June 30, 2026, holding $91.3 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Arkansas | 3 | $91.3M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| First Naturalstate Bank (main office) | Mcgehee, AR | $60.6M |
| Mcgehee Branch | Mcgehee, AR | $20.2M |
| Dumas Branch | Dumas, AR | $10.4M |
Related pages
Questions and answers
How big is First Naturalstate Bank?
$108.8 million in total assets and $91.3 million in deposits as of June 30, 2026, with assets up 7.8% from a year before. Its loans were $88.8 million.
How many branches does First Naturalstate Bank have?
3 branches in Arkansas as of June 30, 2026.
Is First Naturalstate Bank profitable?
Yes: it earned $540,000 from January 1 to June 30, 2026 (up 17.6% from the same months a year before). Its return on assets was 1.03% a year; about 1% is typical.
Who owns First Naturalstate Bank?
First Naturalstate Bank is owned by First National Financial Corp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.