First Northern Bank and Trust Company
Palmerton, PA · Owner: Palm Bcorp
$921M
total assets, June 30, 2026
$921M
total assets, June 30, 2026
First Northern Bank and Trust Company is a state member bank based in Palmerton, PA, owned by Palm Bcorp. As of June 30, 2026 it held $921.5 million in assets and $761.9 million in deposits; assets were up 4.9% from a year before. It has 11 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$921M
+4.9% in a year · -1.0% in a quarter
Deposits
$762M
+4.4% in a year · -1.6% in a quarter
Loans
$573M
+3.5% in a year · -2.0% in a quarter
Profit so far
$6.6M
Jan 1 to Jun 30, 2026 · +10.4% in a year
Capital ratio
15.29%
+0.35 pts in a year
Return on assets
1.43%
+0.09 pts in a year
Facts
- Type
- State member bank
- Head office
- 4th Street And Lafayette Avenue, Palmerton, PA, 18071
- County
- Carbon
- Holding company
- Palm Bcorp
- Established
- Oct 24, 1907
- Employees
- 143
- Branches
- 11
- Website
- www.1stnorthern.bank
- Id
- b7675
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
11 offices as of June 30, 2026, holding $761.9 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Pennsylvania | 11 | $762M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| First Northern Bank And Trust Company (main office) | Palmerton, PA | $188M |
| Gilbert Branch | Gilbert, PA | $153M |
| Northampton Branch | Northampton, PA | $73.9M |
| Sciota Branch | Sciota, PA | $66.4M |
| Mt. Bethel Branch | Mount Bethel, PA | $64.5M |
| Tannersville Branch | Tannersville, PA | $57.4M |
| Bath Branch | Bath, PA | $45.0M |
| Blakeslee Branch | Blakeslee, PA | $41.6M |
| Egypt Branch | Coplay, PA | $29.5M |
| Wind Gap Branch | Wind Gap, PA | $26.0M |
Related pages
Questions and answers
How big is First Northern Bank and Trust Company?
$921.5 million in total assets and $761.9 million in deposits as of June 30, 2026, with assets up 4.9% from a year before. Its loans were $573.0 million.
How many branches does First Northern Bank and Trust Company have?
11 branches in Pennsylvania as of June 30, 2026.
Is First Northern Bank and Trust Company profitable?
Yes: it earned $6.64 million from January 1 to June 30, 2026 (up 10.4% from the same months a year before). Its return on assets was 1.43% a year; about 1% is typical.
Who owns First Northern Bank and Trust Company?
First Northern Bank and Trust Company is owned by Palm Bcorp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.