First Sentinel Bank
Richlands, VA · Owner: First Region Bancshares Inc
$398M
total assets, June 30, 2026
$398M
total assets, June 30, 2026
First Sentinel Bank is a state member bank based in Richlands, VA, owned by First Region Bancshares Inc. As of June 30, 2026 it held $398.0 million in assets and $348.5 million in deposits; assets were up 0.3% from a year before. It has 9 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$398M
+0.3% in a year · -3.6% in a quarter
Deposits
$348M
+0.5% in a year · -3.6% in a quarter
Loans
$338M
+0.8% in a year · +1.6% in a quarter
Profit so far
$1.7M
Jan 1 to Jun 30, 2026 · -2.5% in a year
Capital ratio
10.03%
+0.43 pts in a year
Return on assets
0.85%
-0.04 pts in a year
Facts
- Type
- State member bank
- Head office
- 315 Railroad Ave, Richlands, VA, 24641
- County
- Tazewell
- Holding company
- First Region Bancshares Inc
- Established
- Jun 20, 1978
- Employees
- 81
- Branches
- 9 in 2 states
- Website
- www.firstsentinelbank.com
- Id
- b31928
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
9 offices as of June 30, 2026, holding $348.5 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Virginia | 8 | $331M | 94.9% |
| West Virginia | 1 | $17.7M | 5.1% |
| Largest branches | Place | Deposits |
|---|---|---|
| First Sentinel Bank (main office) | Richlands, VA | $118M |
| Tazewell Branch | North Tazewell, VA | $47.6M |
| Bland Branch | Bland, VA | $43.8M |
| Lebanon Branch | Lebanon, VA | $39.0M |
| Claypool Hill Branch | Pounding Mill, VA | $30.5M |
| Bluefield Branch | Bluefield, VA | $26.0M |
| Wytheville Branch | Wytheville, VA | $21.6M |
| Princeton Branch | Princeton, WV | $17.7M |
| Abingdon Branch | Abingdon, VA | $4.2M |
Related pages
Questions and answers
How big is First Sentinel Bank?
$398.0 million in total assets and $348.5 million in deposits as of June 30, 2026, with assets up 0.3% from a year before. Its loans were $338.0 million.
How many branches does First Sentinel Bank have?
9 branches in 2 states as of June 30, 2026. The most deposits are in Virginia ($330.8 million).
Is First Sentinel Bank profitable?
Yes: it earned $1.72 million from January 1 to June 30, 2026 (down 2.5% from the same months a year before). Its return on assets was 0.85% a year; about 1% is typical.
Who owns First Sentinel Bank?
First Sentinel Bank is owned by First Region Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.