First State Bank and Trust Company, Inc.
Caruthersville, MO · Owner: First St Bcorp Combined Retirement Benefit Plan
$659M
total assets, June 30, 2026
$659M
total assets, June 30, 2026
First State Bank and Trust Company, Inc. is a state member bank based in Caruthersville, MO, owned by First St Bcorp Combined Retirement Benefit Plan. As of June 30, 2026 it held $659.0 million in assets and $558.7 million in deposits; assets were up 8.5% from a year before. It has 7 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$659M
+8.5% in a year · +2.3% in a quarter
Deposits
$559M
+6.1% in a year · +3.1% in a quarter
Loans
$488M
+9.8% in a year · +4.2% in a quarter
Profit so far
$6.0M
Jan 1 to Jun 30, 2026 · +42.7% in a year
Capital ratio
12.57%
+0.49 pts in a year
Return on assets
1.85%
+0.46 pts in a year
Facts
- Type
- State member bank
- Head office
- 100 W 3rd St, Caruthersville, MO, 63830
- County
- Pemiscot
- Holding company
- First St Bcorp Combined Retirement Benefit Plan
- Established
- Apr 2, 1934
- Employees
- 90
- Branches
- 7
- Website
- www.fsbtrust.com
- Id
- b14185
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
7 offices as of June 30, 2026, holding $558.7 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Missouri | 7 | $559M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| First State Bank And Trust Company, Inc. (main office) | Caruthersville, MO | $300M |
| Sikeston Branch | Sikeston, MO | $90.4M |
| Hayti Branch | Hayti, MO | $61.3M |
| Portageville Branch | Portageville, MO | $60.7M |
| Dexter Branch | Dexter, MO | $35.4M |
| Mississippi County Branch | Charleston, MO | $6.0M |
| Matthews Branch | Matthews, MO | $4.4M |
Related pages
Questions and answers
How big is First State Bank and Trust Company, Inc.?
$659.0 million in total assets and $558.7 million in deposits as of June 30, 2026, with assets up 8.5% from a year before. Its loans were $487.7 million.
How many branches does First State Bank and Trust Company, Inc. have?
7 branches in Missouri as of June 30, 2026.
Is First State Bank and Trust Company, Inc. profitable?
Yes: it earned $6.01 million from January 1 to June 30, 2026 (up 42.7% from the same months a year before). Its return on assets was 1.85% a year; about 1% is typical.
Who owns First State Bank and Trust Company, Inc.?
First State Bank and Trust Company, Inc. is owned by First St Bcorp Combined Retirement Benefit Plan, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.