First Technology Credit Union
San Jose, CA
$27.9B
total assets, June 30, 2026
$27.9B
total assets, June 30, 2026
First Technology Credit Union is a federal credit union based in San Jose, CA. As of June 30, 2026 it held $27.9 billion in assets and $24.2 billion in deposits; assets were up 119.1% from a year before. It has 1.87 million members and 64 branches.
Updated Oct 10, 2026 · numbers as of June 30, 2026
Total assets
$27.9B
+119.1% in a year · -2.5% in a quarter
Deposits
$24.2B
+112.7% in a year · -1.6% in a quarter
Loans
$22.0B
+105.4% in a year · -0.4% in a quarter
Profit so far
$38.8M
Jan 1 to Jun 30, 2026 · -24.9% in a year
Net worth ratio
10.75%
+1.07 pts in a year
Return on assets
0.28%
-0.53 pts in a year
Facts
- Type
- Federal credit union
- Head office
- 2890 Zanker RD, Ste 120, San Jose, CA, 95134
- Established
- Oct 10, 1979
- Employees
- 3,436
- Members
- 1,870,858
- Branches
- 64 in 9 states
- Id
- cu23521
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
64 offices as of June 30, 2026
Branches by state
| Office | Place |
|---|---|
| San Jose Corporate (main office) | San Jose, CA |
| Cupertino Community Experience Center | Cupertino, CA |
| Palo Alto Community Experience Center | Palo Alto, CA |
| Rocklin Corporate | Rocklin, CA |
| Roseville Community Experience Center | Roseville, CA |
| San Diego Onsite Experience Center | San Diego, CA |
| San Jose Community Experience Center | San Jose, CA |
| Santa Rosa Community Experience Center | Santa Rosa, CA |
| Santa Rosa PSC | Santa Rosa, CA |
| Boulder Community Experience Center | Boulder, CO |
| Colorado Springs PSC | Colorado Springs, CO |
| Denver Tech Community Experience Center | Denver, CO |
12 of 64 offices. Download the CSV for all of them.
Consumer complaints
Complaints consumers sent about First Technology Credit Union, 12 months to Sep 2026
Last 12 months
592
+33.3% vs the 12 months before
Closed with relief
13.2%
Money back: 4.1%
Answered on time
99.3%
2 still in progress
Most common product
Credit reports
38% of its complaints
Complaints per month
Hover a month for the count
By product
12 months to Sep 2026
| Top issues | Complaints | Share | Relief |
|---|---|---|---|
| Incorrect information on your report | 130 | 22.0% | 14.7% |
| Improper use of your report | 89 | 15.0% | 12.4% |
| Managing an account | 71 | 12.0% | 15.5% |
| Problem with a company's investigation into an existing problem | 30 | 5.1% | 10.0% |
| Took or threatened to take negative or legal action | 26 | 4.4% | 0.0% |
| Managing the loan or lease | 25 | 4.2% | 25.0% |
| Attempts to collect debt not owed | 21 | 3.5% | 19.1% |
| Getting a loan or lease | 19 | 3.2% | 5.3% |
Counted under First Technology Federal Credit Union, First Technology Federal Credit Union. Counts depend on company size: large companies get more complaints. The newest month is partial.
Related pages
Questions and answers
How big is First Technology Credit Union?
$27.9 billion in total assets and $24.2 billion in deposits as of June 30, 2026, with assets up 119.1% from a year before. Its loans were $22.0 billion.
How many branches does First Technology Credit Union have?
64 branches in 9 states as of June 30, 2026.
How many members does First Technology Credit Union have?
1.87 million members as of June 30, 2026, up 59.2% from a year before.
Is First Technology Credit Union profitable?
Yes: it earned $38.8 million from January 1 to June 30, 2026 (down 24.9% from the same months a year before). Its return on assets was 0.28% a year; about 1% is typical.
How many consumer complaints does First Technology Credit Union get?
592 complaints in the 12 months to Sep 2026, up 33.3% from the 12 months before. 13% of closed complaints ended with relief, and 99.3% were answered on time.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.