First United Bank and Trust Company
Durant, OK · Owner: Spend Life Wisely Co Inc
$16.6B
total assets, June 30, 2026
$16.6B
total assets, June 30, 2026
First United Bank and Trust Company is a state member bank based in Durant, OK, owned by Spend Life Wisely Co Inc. As of June 30, 2026 it held $16.6 billion in assets and $13.3 billion in deposits; assets were up 0.9% from a year before. It has 74 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$16.6B
+0.9% in a year · +1.2% in a quarter
Deposits
$13.3B
+5.6% in a year · +0.4% in a quarter
Loans
$12.8B
+0.1% in a year · +1.0% in a quarter
Profit so far
$75.2M
Jan 1 to Jun 30, 2026 · +8.2% in a year
Capital ratio
9.80%
+1.00 pts in a year
Return on assets
0.92%
+0.06 pts in a year
Facts
- Type
- State member bank
- Head office
- 1400 W Main St, Durant, OK, 74701
- County
- Bryan
- Holding company
- Spend Life Wisely Co Inc
- Established
- Jan 1, 1900
- Employees
- 1,886
- Branches
- 74 in 2 states
- Website
- www.firstunitedbank.com
- Id
- b4239
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
74 offices as of June 30, 2026, holding $13.3 billion in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| First United Bank And Trust Company (main office) | Durant, OK | $3.1B |
| Ada Branch | Ada, OK | $904M |
| Dallas Preston Center Branch | Dallas, TX | $677M |
| Sherman Taylor Branch | Sherman, TX | $518M |
| Seguin Main Branch | Seguin, TX | $460M |
| Denison Main Branch | Denison, TX | $359M |
| Marble Falls Branch | Marble Falls, TX | $348M |
| Mckinney Redbud Branch | Mckinney, TX | $271M |
| Denton-South Branch | Denton, TX | $258M |
| Norman Northwest Branch | Norman, OK | $246M |
Related pages
Questions and answers
How big is First United Bank and Trust Company?
$16.6 billion in total assets and $13.3 billion in deposits as of June 30, 2026, with assets up 0.9% from a year before. Its loans were $12.8 billion.
How many branches does First United Bank and Trust Company have?
74 branches in 2 states as of June 30, 2026. The most deposits are in Oklahoma ($6.8 billion).
Is First United Bank and Trust Company profitable?
Yes: it earned $75.2 million from January 1 to June 30, 2026 (up 8.2% from the same months a year before). Its return on assets was 0.92% a year; about 1% is typical.
Who owns First United Bank and Trust Company?
First United Bank and Trust Company is owned by Spend Life Wisely Co Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.