FNB Bank, Inc.
Romney, WV · Owner: Eastern Bancshares Inc
$278M
total assets, June 30, 2026
$278M
total assets, June 30, 2026
FNB Bank, Inc. is a state nonmember bank based in Romney, WV, owned by Eastern Bancshares Inc. As of June 30, 2026 it held $277.9 million in assets and $247.8 million in deposits; assets were up 4.6% from a year before. It has 7 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$278M
+4.6% in a year · +2.2% in a quarter
Deposits
$248M
+7.5% in a year · +2.5% in a quarter
Loans
$210M
+3.0% in a year · +1.6% in a quarter
Profit so far
$1.4M
Jan 1 to Jun 30, 2026 · +45.8% in a year
Capital ratio
10.60%
+0.22 pts in a year
Return on assets
0.99%
+0.28 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 105 N High St, Romney, WV, 26757
- County
- Hampshire
- Holding company
- Eastern Bancshares Inc
- Established
- Jun 10, 1910
- Employees
- 64
- Branches
- 7 in 2 states
- Website
- www.fnbtoday.com
- Id
- b6794
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
7 offices as of June 30, 2026, holding $247.8 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| West Virginia | 6 | $240M | 96.8% |
| Virginia | 1 | $7.9M | 3.2% |
| Largest branches | Place | Deposits |
|---|---|---|
| Fnb Bank, Inc. (main office) | Romney, WV | $143M |
| Hampshire Square Branch | Romney, WV | $38.7M |
| Capon Bridge Branch | Capon Bridge, WV | $35.5M |
| Fort Ashby Branch | Fort Ashby, WV | $22.5M |
| Warrior Drive Branch | Stephens City, VA | $7.9M |
| Rosemary Lane Office | Romney, WV | $0 |
| Augusta Branch | Augusta, WV | $0 |
Related pages
Questions and answers
How big is FNB Bank, Inc.?
$277.9 million in total assets and $247.8 million in deposits as of June 30, 2026, with assets up 4.6% from a year before. Its loans were $210.2 million.
How many branches does FNB Bank, Inc. have?
7 branches in 2 states as of June 30, 2026. The most deposits are in West Virginia ($239.8 million).
Is FNB Bank, Inc. profitable?
Yes: it earned $1.36 million from January 1 to June 30, 2026 (up 45.8% from the same months a year before). Its return on assets was 0.99% a year; about 1% is typical.
Who owns FNB Bank, Inc.?
FNB Bank, Inc. is owned by Eastern Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.