FNB Oxford Bank
Oxford, MS · Owner: First National Holding Co
$940M
total assets, June 30, 2026
$940M
total assets, June 30, 2026
FNB Oxford Bank is a state member bank based in Oxford, MS, owned by First National Holding Co. As of June 30, 2026 it held $939.7 million in assets and $786.9 million in deposits; assets were up 12.7% from a year before. It has 7 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$940M
+12.7% in a year · +0.9% in a quarter
Deposits
$787M
+11.7% in a year · -0.6% in a quarter
Loans
$533M
+14.4% in a year · +3.3% in a quarter
Profit so far
$3.8M
Jan 1 to Jun 30, 2026 · +15.1% in a year
Capital ratio
11.87%
-0.12 pts in a year
Return on assets
0.83%
+0.03 pts in a year
Facts
- Type
- State member bank
- Head office
- 101 Courthouse Sq, Oxford, MS, 38655
- County
- Lafayette
- Holding company
- First National Holding Co
- Established
- Oct 10, 1910
- Employees
- 119
- Branches
- 7
- Website
- www.fnboxford.com
- Id
- b5005
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
7 offices as of June 30, 2026, holding $786.9 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Mississippi | 7 | $787M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Fnb Oxford Bank (main office) | Oxford, MS | $631M |
| George G. Pat Patterson Parkway Branch | Oxford, MS | $54.9M |
| Fnb Tupelo A Branch Of Fnb Oxford Bank | Tupelo, MS | $44.5M |
| Fnb Water Valley Branch | Water Valley, MS | $35.4M |
| Sisk Avenue Branch | Oxford, MS | $18.0M |
| Medical Center Branch | Oxford, MS | $2.9M |
| Tupelo West Branch | Tupelo, MS | $92K |
Related pages
Questions and answers
How big is FNB Oxford Bank?
$939.7 million in total assets and $786.9 million in deposits as of June 30, 2026, with assets up 12.7% from a year before. Its loans were $532.5 million.
How many branches does FNB Oxford Bank have?
7 branches in Mississippi as of June 30, 2026.
Is FNB Oxford Bank profitable?
Yes: it earned $3.83 million from January 1 to June 30, 2026 (up 15.1% from the same months a year before). Its return on assets was 0.83% a year; about 1% is typical.
Who owns FNB Oxford Bank?
FNB Oxford Bank is owned by First National Holding Co, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.