FNB South
Alma, GA · Owner: First BK Shares of the S E Inc
$735M
total assets, June 30, 2026
$735M
total assets, June 30, 2026
FNB South is a state nonmember bank based in Alma, GA, owned by First BK Shares of the S E Inc. As of June 30, 2026 it held $734.8 million in assets and $610.4 million in deposits; assets were up 6.1% from a year before. It has 4 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$735M
+6.1% in a year · +2.6% in a quarter
Deposits
$610M
+5.7% in a year · +2.4% in a quarter
Loans
$497M
+12.1% in a year · +3.9% in a quarter
Profit so far
$9.5M
Jan 1 to Jun 30, 2026 · +7.1% in a year
Capital ratio
16.24%
+0.61 pts in a year
Return on assets
2.63%
+0.08 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 423 W 12th St, Alma, GA, 31510
- County
- Bacon
- Holding company
- First BK Shares of the S E Inc
- Established
- Feb 15, 1950
- Employees
- 70
- Branches
- 4
- Website
- www.fnbsouth.net
- Id
- b17011
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
4 offices as of June 30, 2026, holding $610.4 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Georgia | 4 | $610M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Fnb South (main office) | Alma, GA | $283M |
| Fnb South Branch | Douglas, GA | $126M |
| Folkston Branch | Folkston, GA | $107M |
| Baxley Branch | Baxley, GA | $94.5M |
Related pages
Questions and answers
How big is FNB South?
$734.8 million in total assets and $610.4 million in deposits as of June 30, 2026, with assets up 6.1% from a year before. Its loans were $497.4 million.
How many branches does FNB South have?
4 branches in Georgia as of June 30, 2026.
Is FNB South profitable?
Yes: it earned $9.51 million from January 1 to June 30, 2026 (up 7.1% from the same months a year before). Its return on assets was 2.63% a year; about 1% is typical.
Who owns FNB South?
FNB South is owned by First BK Shares of the S E Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.