Frontier Bank of Texas
Elgin, TX · Owner: Frontier Cmty Bancshares Inc
$1.1B
total assets, June 30, 2026
$1.1B
total assets, June 30, 2026
Frontier Bank of Texas is a state nonmember bank based in Elgin, TX, owned by Frontier Cmty Bancshares Inc. As of June 30, 2026 it held $1.1 billion in assets and $903.9 million in deposits; assets were up 10.2% from a year before. It has 9 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.1B
+10.2% in a year · +2.1% in a quarter
Deposits
$904M
+11.1% in a year · +1.0% in a quarter
Loans
$889M
+11.8% in a year · +2.0% in a quarter
Profit so far
$9.9M
Jan 1 to Jun 30, 2026 · +39.3% in a year
Capital ratio
10.05%
+0.17 pts in a year
Return on assets
1.89%
+0.37 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 1213 Highway 290 E, Elgin, TX, 78621
- County
- Bastrop
- Holding company
- Frontier Cmty Bancshares Inc
- Established
- Jun 11, 2007
- Employees
- 101
- Branches
- 9
- Website
- www.frontierbankoftexas.com
- Id
- b58509
Quarter by quarter
June 30, 2007 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
9 offices as of June 30, 2026, holding $903.9 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Texas | 9 | $904M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Frontier Bank Of Texas (main office) | Elgin, TX | $433M |
| Burnet Road Branch | Austin, TX | $132M |
| Bastrop Branch | Bastrop, TX | $111M |
| Manor Branch | Manor, TX | $100M |
| Taylor Branch | Taylor, TX | $42.3M |
| Smithville Branch | Smithville, TX | $36.5M |
| Leander Branch Office | Leander, TX | $20.9M |
| Frontier Bank Of Texas - Round Rock Branch | Round Rock, TX | $16.8M |
| Georgetown Branch | Georgetown, TX | $11.4M |
Related pages
Questions and answers
How big is Frontier Bank of Texas?
$1.1 billion in total assets and $903.9 million in deposits as of June 30, 2026, with assets up 10.2% from a year before. Its loans were $888.9 million.
How many branches does Frontier Bank of Texas have?
9 branches in Texas as of June 30, 2026.
Is Frontier Bank of Texas profitable?
Yes: it earned $9.94 million from January 1 to June 30, 2026 (up 39.3% from the same months a year before). Its return on assets was 1.89% a year; about 1% is typical.
Who owns Frontier Bank of Texas?
Frontier Bank of Texas is owned by Frontier Cmty Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.