Grand Rivers Community Bank
Grand Chain, IL · Owner: Main Street Bancshares Inc
$15.1M
total assets, June 30, 2026
$15.1M
total assets, June 30, 2026
Grand Rivers Community Bank is a state nonmember bank based in Grand Chain, IL, owned by Main Street Bancshares Inc. As of June 30, 2026 it held $15.1 million in assets and $13.5 million in deposits; assets were down 14.0% from a year before. It has 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$15.1M
-14.0% in a year · -0.3% in a quarter
Deposits
$13.5M
-13.6% in a year · -0.1% in a quarter
Loans
$11.0M
-8.4% in a year · -1.7% in a quarter
Profit so far
-$263K
Jan 1 to Jun 30, 2026
Capital ratio
8.44%
-0.21 pts in a year
Return on assets
-3.37%
-1.40 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 260 S Main St, Grand Chain, IL, 62941
- County
- Pulaski
- Holding company
- Main Street Bancshares Inc
- Established
- Jan 1, 1902
- Employees
- 7
- Branches
- 2
- Website
- www.grandriverscommunitybank.com
- Id
- b10816
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
2 offices as of June 30, 2026, holding $13.5 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Illinois | 2 | $13.5M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Karnak Branch | Karnak, IL | $8.4M |
| Grand Rivers Community Bank (main office) | Grand Chain, IL | $5.0M |
Related pages
Questions and answers
How big is Grand Rivers Community Bank?
$15.1 million in total assets and $13.5 million in deposits as of June 30, 2026, with assets down 14.0% from a year before. Its loans were $11.0 million.
How many branches does Grand Rivers Community Bank have?
2 branches in Illinois as of June 30, 2026.
Is Grand Rivers Community Bank profitable?
No: it lost $263,000 from January 1 to June 30, 2026. Its return on assets was -3.37% a year; about 1% is typical.
Who owns Grand Rivers Community Bank?
Grand Rivers Community Bank is owned by Main Street Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.