Guardian Savings Bank
West Chester, OH · Owner: Beck Family Trust
$1.4B
total assets, June 30, 2026
$1.4B
total assets, June 30, 2026
Guardian Savings Bank is a state savings bank based in West Chester, OH, owned by Beck Family Trust. As of June 30, 2026 it held $1.4 billion in assets and $1.2 billion in deposits; assets were up 3.5% from a year before. It has 13 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.4B
+3.5% in a year · +0.9% in a quarter
Deposits
$1.2B
+3.6% in a year · +1.2% in a quarter
Loans
$1.1B
+1.5% in a year · +0.1% in a quarter
Profit so far
$13.8M
Jan 1 to Jun 30, 2026 · +45.3% in a year
Capital ratio
11.39%
-0.07 pts in a year
Return on assets
2.00%
+0.58 pts in a year
Facts
- Type
- State savings bank
- Head office
- 6100 W Chester Rd, West Chester, OH, 45069
- County
- Butler
- Holding company
- Beck Family Trust
- Established
- Jan 1, 1895
- Employees
- 178
- Branches
- 13 in 2 states
- Website
- www.guardiansavingsbank.com
- Id
- b27998
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
13 offices as of June 30, 2026, holding $1.2 billion in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| Colerain Ave Branch | Cincinnati, OH | $175M |
| 5511 Harrison Ave Branch | Cincinnati, OH | $122M |
| 5671 Springdale Rd Branch | Cincinnati, OH | $119M |
| Ohio Pike Branch | Cincinnati, OH | $113M |
| Lexington Branch | Lexington, KY | $106M |
| Fort Thomas Branch | Fort Thomas, KY | $106M |
| Kyles Lane Branch | Fort Wright, KY | $104M |
| Guardian Savings Bank (main office) | West Chester, OH | $102M |
| Florence Branch | Florence, KY | $97.5M |
| Louisville Branch | Louisville, KY | $67.1M |
Related pages
Questions and answers
How big is Guardian Savings Bank?
$1.4 billion in total assets and $1.2 billion in deposits as of June 30, 2026, with assets up 3.5% from a year before. Its loans were $1.1 billion.
How many branches does Guardian Savings Bank have?
13 branches in 2 states as of June 30, 2026. The most deposits are in Ohio ($695.4 million).
Is Guardian Savings Bank profitable?
Yes: it earned $13.8 million from January 1 to June 30, 2026 (up 45.3% from the same months a year before). Its return on assets was 2.00% a year; about 1% is typical.
Who owns Guardian Savings Bank?
Guardian Savings Bank is owned by Beck Family Trust, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.