Hamlin Bank and Trust Company
Smethport, PA · Owner: Hamlin Bank and Trust Company
$503M
total assets, June 30, 2026
$503M
total assets, June 30, 2026
Hamlin Bank and Trust Company is a state nonmember bank based in Smethport, PA, owned by Hamlin Bank and Trust Company (HMLN). As of June 30, 2026 it held $503.4 million in assets and $389.3 million in deposits; assets were up 11.9% from a year before. It has 10 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$503M
+11.9% in a year · +1.6% in a quarter
Deposits
$389M
+11.0% in a year · +0.1% in a quarter
Loans
$305M
+4.1% in a year · +0.7% in a quarter
Profit so far
$7.5M
Jan 1 to Jun 30, 2026 · +239.9% in a year
Capital ratio
19.96%
-0.55 pts in a year
Return on assets
3.02%
+2.03 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 333 W Main St, Smethport, PA, 16749
- County
- Mckean
- Holding company
- Hamlin Bank and Trust Company (HMLN)
- Established
- Dec 31, 1863
- Employees
- 98
- Branches
- 10 in 2 states
- Website
- www.hamlinbank.com
- Id
- b11113
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
10 offices as of June 30, 2026, holding $389.3 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Pennsylvania | 9 | $368M | 94.4% |
| New York | 1 | $21.7M | 5.6% |
| Largest branches | Place | Deposits |
|---|---|---|
| Hamlin Bank And Trust Company (main office) | Smethport, PA | $118M |
| Kane Branch | Kane, PA | $96.7M |
| Eldred Branch | Eldred, PA | $53.6M |
| Bradford Branch | Bradford, PA | $49.9M |
| Mount Jewett Branch | Mount Jewett, PA | $23.1M |
| Olean Branch | Olean, NY | $21.7M |
| St. Marys Branch Office | Saint Marys, PA | $19.0M |
| Sheffield Branch | Sheffield, PA | $7.3M |
| Kane Drive-In Branch | Kane, PA | $0 |
| East Water Street Branch | Smethport, PA | $0 |
Related pages
Questions and answers
How big is Hamlin Bank and Trust Company?
$503.4 million in total assets and $389.3 million in deposits as of June 30, 2026, with assets up 11.9% from a year before. Its loans were $304.6 million.
How many branches does Hamlin Bank and Trust Company have?
10 branches in 2 states as of June 30, 2026. The most deposits are in Pennsylvania ($367.6 million).
Is Hamlin Bank and Trust Company profitable?
Yes: it earned $7.46 million from January 1 to June 30, 2026 (up 239.9% from the same months a year before). Its return on assets was 3.02% a year; about 1% is typical.
Who owns Hamlin Bank and Trust Company?
Hamlin Bank and Trust Company is owned by Hamlin Bank and Trust Company, its holding company, which is listed as HMLN.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.