Homestead Bank
Cozad, NE · Owner: C S B Co
$537M
total assets, June 30, 2026
$537M
total assets, June 30, 2026
Homestead Bank is a state nonmember bank based in Cozad, NE, owned by C S B Co. As of June 30, 2026 it held $537.0 million in assets and $413.6 million in deposits; assets were up 4.8% from a year before. It has 10 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$537M
+4.8% in a year · +1.2% in a quarter
Deposits
$414M
+4.3% in a year · +1.3% in a quarter
Loans
$336M
-1.9% in a year · -3.6% in a quarter
Profit so far
$4.4M
Jan 1 to Jun 30, 2026 · +11.8% in a year
Capital ratio
18.62%
+1.02 pts in a year
Return on assets
1.65%
+0.12 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 915 Meridian Ave, Cozad, NE, 69130
- County
- Dawson
- Holding company
- C S B Co
- Established
- Jan 1, 1905
- Employees
- 80
- Branches
- 10
- Website
- www.homestead.bank
- Id
- b11482
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
10 offices as of June 30, 2026, holding $413.6 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Nebraska | 10 | $414M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Homestead Bank (main office) | Cozad, NE | $84.5M |
| Chadron Branch | Chadron, NE | $76.9M |
| Schuyler Branch | Schuyler, NE | $50.8M |
| Howells Branch | Howells, NE | $49.3M |
| Ainsworth Branch | Ainsworth, NE | $46.2M |
| St Paul Branch | St. Paul, NE | $36.9M |
| Lexington Branch | Lexington, NE | $29.7M |
| Albion Branch | Albion, NE | $25.1M |
| Wolbach Branch | Wolbach, NE | $14.3M |
| Drive-Thru Schuyler | Schuyler, NE | $0 |
Related pages
Questions and answers
How big is Homestead Bank?
$537.0 million in total assets and $413.6 million in deposits as of June 30, 2026, with assets up 4.8% from a year before. Its loans were $335.8 million.
How many branches does Homestead Bank have?
10 branches in Nebraska as of June 30, 2026.
Is Homestead Bank profitable?
Yes: it earned $4.38 million from January 1 to June 30, 2026 (up 11.8% from the same months a year before). Its return on assets was 1.65% a year; about 1% is typical.
Who owns Homestead Bank?
Homestead Bank is owned by C S B Co, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.