Horizon Bank
Michigan City, IN · Owner: Horizon Bcorp Inc
$6.5B
total assets, June 30, 2026
$6.5B
total assets, June 30, 2026
Horizon Bank is a state nonmember bank based in Michigan City, IN, owned by Horizon Bcorp Inc. As of June 30, 2026 it held $6.5 billion in assets and $5.5 billion in deposits; assets were down 14.1% from a year before. It has 74 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$6.5B
-14.1% in a year · +0.1% in a quarter
Deposits
$5.5B
-5.2% in a year · -0.4% in a quarter
Loans
$5.0B
-0.5% in a year · +1.6% in a quarter
Profit so far
$56.9M
Jan 1 to Jun 30, 2026 · +17.6% in a year
Capital ratio
10.52%
+1.16 pts in a year
Return on assets
1.75%
+0.49 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 515 Franklin St, Michigan City, IN, 46360
- County
- Laporte
- Holding company
- Horizon Bcorp Inc
- Established
- Apr 21, 1873
- Employees
- 869
- Branches
- 74 in 2 states
- Website
- www.horizonbank.com
- Id
- b4360
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
74 offices as of June 30, 2026, holding $5.5 billion in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| Horizon Bank (main office) | Michigan City, IN | $869M |
| 710 Indiana Avenue Branch | La Porte, IN | $352M |
| Indianapolis Branch | Indianapolis, IN | $247M |
| Franklin Branch | Franklin, IN | $192M |
| South Franklin Branch | Michigan City, IN | $158M |
| Eastgate Branch | Logansport, IN | $149M |
| Eastman Avenue Branch | Midland, MI | $145M |
| Alliance Bking Branch | New Buffalo, MI | $118M |
| Portage Branch | Portage, IN | $117M |
| Grand Rapids Downtown Branch | Grand Rapids, MI | $105M |
Related pages
Questions and answers
How big is Horizon Bank?
$6.5 billion in total assets and $5.5 billion in deposits as of June 30, 2026, with assets down 14.1% from a year before. Its loans were $5.0 billion.
How many branches does Horizon Bank have?
74 branches in 2 states as of June 30, 2026. The most deposits are in Indiana ($3.9 billion).
Is Horizon Bank profitable?
Yes: it earned $56.9 million from January 1 to June 30, 2026 (up 17.6% from the same months a year before). Its return on assets was 1.75% a year; about 1% is typical.
Who owns Horizon Bank?
Horizon Bank is owned by Horizon Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.