International Bank of Commerce
Laredo, TX · Owner: International Bancshares Corporation
$10.2B
total assets, June 30, 2026
$10.2B
total assets, June 30, 2026
International Bank of Commerce is a state nonmember bank based in Laredo, TX, owned by International Bancshares Corporation (IBOC). As of June 30, 2026 it held $10.2 billion in assets and $6.6 billion in deposits; assets were up 4.8% from a year before. It has 80 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$10.2B
+4.8% in a year · +3.1% in a quarter
Deposits
$6.6B
+0.9% in a year · +1.7% in a quarter
Loans
$7.2B
+10.3% in a year · +2.6% in a quarter
Profit so far
$140M
Jan 1 to Jun 30, 2026 · +2.3% in a year
Capital ratio
19.02%
+1.07 pts in a year
Return on assets
2.82%
-0.06 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 1200 San Bernardo Ave, Laredo, TX, 78040
- County
- Webb
- Holding company
- International Bancshares Corporation (IBOC)
- Established
- Sep 2, 1966
- Employees
- 1,404
- Branches
- 80
- Website
- www.ibc.com
- Id
- b19629
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
80 offices as of June 30, 2026, holding $6.6 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Texas | 80 | $6.6B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| International Bank Of Commerce (main office) | Laredo, TX | $2.1B |
| Ibc Centre Branch | San Antonio, TX | $747M |
| Kirby Dr. Branch | Houston, TX | $692M |
| Eagle Pass Downtown Branch | Eagle Pass, TX | $440M |
| Main Branch | Austin, TX | $315M |
| South Shoreline Branch | Corpus Christi, TX | $159M |
| Plantation Branch | Laredo, TX | $146M |
| Mall Del Norte No. 1 Branch | Laredo, TX | $128M |
| Eagle Pass Main Street Branch | Eagle Pass, TX | $97.1M |
| Port Lavaca Branch | Port Lavaca, TX | $90.6M |
Related pages
Questions and answers
How big is International Bank of Commerce?
$10.2 billion in total assets and $6.6 billion in deposits as of June 30, 2026, with assets up 4.8% from a year before. Its loans were $7.2 billion.
How many branches does International Bank of Commerce have?
80 branches in Texas as of June 30, 2026.
Is International Bank of Commerce profitable?
Yes: it earned $140.1 million from January 1 to June 30, 2026 (up 2.3% from the same months a year before). Its return on assets was 2.82% a year; about 1% is typical.
Who owns International Bank of Commerce?
International Bank of Commerce is owned by International Bancshares Corporation, its holding company, which is listed as IBOC.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.