International Bank of Commerce
Zapata, TX · Owner: International Bancshares Corporation
$568M
total assets, June 30, 2026
$568M
total assets, June 30, 2026
International Bank of Commerce is a state nonmember bank based in Zapata, TX, owned by International Bancshares Corporation (IBOC). As of June 30, 2026 it held $567.8 million in assets and $457.0 million in deposits; assets were up 13.5% from a year before. It has 9 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$568M
+13.5% in a year · +7.6% in a quarter
Deposits
$457M
+6.7% in a year · +1.3% in a quarter
Loans
$143M
+4.5% in a year · +1.1% in a quarter
Profit so far
$4.9M
Jan 1 to Jun 30, 2026 · +30.2% in a year
Capital ratio
13.60%
-0.37 pts in a year
Return on assets
1.81%
+0.28 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 908 N Us Highway 83, Zapata, TX, 78076
- County
- Zapata
- Holding company
- International Bancshares Corporation (IBOC)
- Established
- Feb 6, 1984
- Employees
- 89
- Branches
- 9
- Website
- www.ibc.com
- Id
- b24961
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
9 offices as of June 30, 2026, holding $457.0 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Texas | 9 | $457M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| International Bank Of Commerce (main office) | Zapata, TX | $240M |
| Rio Grande City Branch | Rio Grande City, TX | $61.3M |
| Roma Branch | Roma, TX | $47.5M |
| Rio Grande Walmart Branch | Rio Grande City, TX | $28.0M |
| Beeville Branch | Beeville, TX | $27.7M |
| Alice Main Street Branch | Alice, TX | $19.0M |
| Rio Grande Heb Instore Branch | Rio Grande City, TX | $15.5M |
| Kingsville Branch | Kingsville, TX | $9.6M |
| Hebbronville Branch | Hebbronville, TX | $8.3M |
Related pages
Questions and answers
How big is International Bank of Commerce?
$567.8 million in total assets and $457.0 million in deposits as of June 30, 2026, with assets up 13.5% from a year before. Its loans were $142.8 million.
How many branches does International Bank of Commerce have?
9 branches in Texas as of June 30, 2026.
Is International Bank of Commerce profitable?
Yes: it earned $4.86 million from January 1 to June 30, 2026 (up 30.2% from the same months a year before). Its return on assets was 1.81% a year; about 1% is typical.
Who owns International Bank of Commerce?
International Bank of Commerce is owned by International Bancshares Corporation, its holding company, which is listed as IBOC.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.