Iowa State Savings Bank
Creston, IA · Owner: Ames National Corporation
$277M
total assets, June 30, 2026
$277M
total assets, June 30, 2026
Iowa State Savings Bank is a state nonmember bank based in Creston, IA, owned by Ames National Corporation (ATLO). As of June 30, 2026 it held $276.5 million in assets and $246.2 million in deposits; assets were down 2.7% from a year before. It has 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$277M
-2.7% in a year · -3.7% in a quarter
Deposits
$246M
-0.7% in a year · -3.6% in a quarter
Loans
$164M
+5.8% in a year · +2.0% in a quarter
Profit so far
$2.0M
Jan 1 to Jun 30, 2026 · +22.6% in a year
Capital ratio
9.40%
+0.31 pts in a year
Return on assets
1.40%
+0.25 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 401 W Adams St, Creston, IA, 50801
- County
- Union
- Holding company
- Ames National Corporation (ATLO)
- Established
- Jan 1, 1883
- Employees
- 33
- Branches
- 3
- Website
- www.issbbank.com
- Id
- b8751
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
3 offices as of June 30, 2026, holding $246.2 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Iowa | 3 | $246M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Iowa State Savings Bank (main office) | Creston, IA | $184M |
| Lenox Branch | Lenox, IA | $62.6M |
| Iowa State Savings Bank - Southern Branch | Creston, IA | $0 |
Related pages
Questions and answers
How big is Iowa State Savings Bank?
$276.5 million in total assets and $246.2 million in deposits as of June 30, 2026, with assets down 2.7% from a year before. Its loans were $164.2 million.
How many branches does Iowa State Savings Bank have?
3 branches in Iowa as of June 30, 2026.
Is Iowa State Savings Bank profitable?
Yes: it earned $1.97 million from January 1 to June 30, 2026 (up 22.6% from the same months a year before). Its return on assets was 1.40% a year; about 1% is typical.
Who owns Iowa State Savings Bank?
Iowa State Savings Bank is owned by Ames National Corporation, its holding company, which is listed as ATLO.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.