Jefferson Security Bank
Shepherdstown, WV · Owner: JSB Financial Inc
$566M
total assets, June 30, 2026
$566M
total assets, June 30, 2026
Jefferson Security Bank is a state nonmember bank based in Shepherdstown, WV, owned by JSB Financial Inc. As of June 30, 2026 it held $566.1 million in assets and $522.5 million in deposits; assets were up 2.6% from a year before. It has 6 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$566M
+2.6% in a year · -2.0% in a quarter
Deposits
$523M
+3.9% in a year · -2.5% in a quarter
Loans
$416M
+5.3% in a year · +1.3% in a quarter
Profit so far
$2.9M
Jan 1 to Jun 30, 2026 · +60.8% in a year
Capital ratio
8.39%
+0.50 pts in a year
Return on assets
1.01%
+0.35 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 105 E Washington St, Shepherdstown, WV, 25443
- County
- Jefferson
- Holding company
- JSB Financial Inc
- Established
- May 19, 1869
- Employees
- 81
- Branches
- 6 in 2 states
- Website
- www.jsb.bank
- Id
- b9997
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
6 offices as of June 30, 2026, holding $522.5 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| West Virginia | 5 | $516M | 98.8% |
| Maryland | 1 | $6.4M | 1.2% |
| Largest branches | Place | Deposits |
|---|---|---|
| Jefferson Security Bank (main office) | Shepherdstown, WV | $213M |
| Edwin Miller Boulevard Branch | Martinsburg, WV | $136M |
| Charles Town Branch | Charles Town, WV | $82.6M |
| South Berkeley Branch | Inwood, WV | $58.0M |
| Barron Office Branch | Shepherdstown, WV | $26.1M |
| Sharpsburg Office Branch | Sharpsburg, MD | $6.4M |
Related pages
Questions and answers
How big is Jefferson Security Bank?
$566.1 million in total assets and $522.5 million in deposits as of June 30, 2026, with assets up 2.6% from a year before. Its loans were $416.4 million.
How many branches does Jefferson Security Bank have?
6 branches in 2 states as of June 30, 2026. The most deposits are in West Virginia ($516.1 million).
Is Jefferson Security Bank profitable?
Yes: it earned $2.87 million from January 1 to June 30, 2026 (up 60.8% from the same months a year before). Its return on assets was 1.01% a year; about 1% is typical.
Who owns Jefferson Security Bank?
Jefferson Security Bank is owned by JSB Financial Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.