Kennebec Savings Bank
Augusta, ME · Owner: Kennebec Savings MHC
$1.9B
total assets, June 30, 2026
$1.9B
total assets, June 30, 2026
Kennebec Savings Bank is a state savings bank based in Augusta, ME, owned by Kennebec Savings MHC. As of June 30, 2026 it held $1.9 billion in assets and $1.4 billion in deposits; assets were up 4.5% from a year before. It has 8 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.9B
+4.5% in a year · +2.4% in a quarter
Deposits
$1.4B
+3.9% in a year · +0.7% in a quarter
Loans
$1.6B
+4.9% in a year · +2.4% in a quarter
Profit so far
$12.6M
Jan 1 to Jun 30, 2026 · +45.6% in a year
Capital ratio
13.96%
+0.73 pts in a year
Return on assets
1.36%
+0.39 pts in a year
Facts
- Type
- State savings bank
- Head office
- 150 State St, Augusta, ME, 04330
- County
- Kennebec
- Holding company
- Kennebec Savings MHC
- Established
- Mar 19, 1870
- Employees
- 204
- Branches
- 8
- Website
- www.kennebecsavings.bank
- Id
- b17897
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
8 offices as of June 30, 2026, holding $1.4 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Maine | 8 | $1.4B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Kennebec Savings Bank (main office) | Augusta, ME | $710M |
| Waterville Branch | Waterville, ME | $254M |
| Winthrop Branch | Winthrop, ME | $138M |
| Farmingdale Branch | Farmingdale, ME | $109M |
| Portland Branch | Portland, ME | $69.7M |
| Freeport Branch Office | Freeport, ME | $69.2M |
| Washington Street Branch | Waterville, ME | $56.6M |
| Granite Hill Estates Branch | Hallowell, ME | $0 |
Related pages
Questions and answers
How big is Kennebec Savings Bank?
$1.9 billion in total assets and $1.4 billion in deposits as of June 30, 2026, with assets up 4.5% from a year before. Its loans were $1.6 billion.
How many branches does Kennebec Savings Bank have?
8 branches in Maine as of June 30, 2026.
Is Kennebec Savings Bank profitable?
Yes: it earned $12.6 million from January 1 to June 30, 2026 (up 45.6% from the same months a year before). Its return on assets was 1.36% a year; about 1% is typical.
Who owns Kennebec Savings Bank?
Kennebec Savings Bank is owned by Kennebec Savings MHC, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.