Lake Forest Bank & Trust Company, National Association
Lake Forest, IL · Owner: Wintrust Financial Corporation
$9.3B
total assets, June 30, 2026
$9.3B
total assets, June 30, 2026
Lake Forest Bank & Trust Company, National Association is a national bank based in Lake Forest, IL, owned by Wintrust Financial Corporation (WTFC). As of June 30, 2026 it held $9.3 billion in assets and $7.3 billion in deposits; assets were down 3.1% from a year before. It has 10 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$9.3B
-3.1% in a year · +2.8% in a quarter
Deposits
$7.3B
-2.7% in a year · +4.2% in a quarter
Loans
$6.9B
+6.2% in a year · +1.6% in a quarter
Profit so far
$91.6M
Jan 1 to Jun 30, 2026 · -7.2% in a year
Capital ratio
9.93%
+0.41 pts in a year
Return on assets
1.99%
-0.23 pts in a year
Facts
- Type
- National bank
- Head office
- 727 N Bank Ln, Lake Forest, IL, 60045
- County
- Lake
- Holding company
- Wintrust Financial Corporation (WTFC)
- Established
- May 21, 1986
- Employees
- 803
- Branches
- 10 in 2 states
- Website
- www.lakeforestbank.com
- Id
- b27589
Quarter by quarter
December 31, 1991 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
10 offices as of June 30, 2026, holding $7.1 billion in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| Lake Forest Bank & Trust Company, National Association (main office) | Lake Forest, IL | $5.8B |
| Highland Park Branch | Highland Park, IL | $320M |
| 4 East Scranton Avenue Branch | Lake Bluff, IL | $304M |
| Waukegan Branch | Waukegan, IL | $149M |
| Wlf Branch | Lake Forest, IL | $144M |
| Wintrust Banking Center | Naples, FL | $141M |
| Highwood Branch | Highwood, IL | $119M |
| Wintrust Banking Center, A Branch Of Lake Forest Bank & Trust Company, N.A. | Bonita Springs, FL | $64.4M |
| Cape Coral Branch | Cape Coral, FL | $23.7M |
| Lake Forest Bank & Trust - Drive Up Branch | Lake Forest, IL | $0 |
Related pages
Questions and answers
How big is Lake Forest Bank & Trust Company, National Association?
$9.3 billion in total assets and $7.3 billion in deposits as of June 30, 2026, with assets down 3.1% from a year before. Its loans were $6.9 billion.
How many branches does Lake Forest Bank & Trust Company, National Association have?
10 branches in 2 states as of June 30, 2026. The most deposits are in Illinois ($6.9 billion).
Is Lake Forest Bank & Trust Company, National Association profitable?
Yes: it earned $91.6 million from January 1 to June 30, 2026 (down 7.2% from the same months a year before). Its return on assets was 1.99% a year; about 1% is typical.
Who owns Lake Forest Bank & Trust Company, National Association?
Lake Forest Bank & Trust Company, National Association is owned by Wintrust Financial Corporation, its holding company, which is listed as WTFC.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.